Chesapeake City property record for 1305 Summerset Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,600 sqft · built 1984 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,000 (Jul 2024) |
| Tax Bill | $3,539 (2025) |
| Deeds & Mortgages | Mar 2012 Mortgage Dec 2009 Mortgage + 5 more |
| APN | 0282014000240 |
| Primary APN | 0282014000240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Upper Floors Area | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 101 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 286 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1305 SUMMERSET CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-7602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 33 ASHLEY WOODS PH 1 PAR 7 SEC D ZN 5 GRNBR PUD |
| Legal Subdivision | CYPRESS,WHITE OAK,TURTLE ROCK,ASHLEY |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20814 |
1305 Summerset Ct is owned and occupied by an individual who bought it in July 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2012 | Deed of Trust, Mortgage · VA Mortgage WESTSTAR MORTGAGE INC |
| Dec 16, 2009 | Deed of Trust, Mortgage · VA Mortgage NUMERICA MORTGAGE LLC |
| May 31, 2006 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK NA |
| Apr 24, 2008 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Sep 1, 2021 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 12, 2018 | Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Oct 19, 2007 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on File |
| Deed Sale | Jul 17, 2024 · Amount on File |
| Prior Sale | Sep 1, 2021 · Amount on File |
| Deed Document Number | 202414331 |
| Deed Book / Page | 10767 / 1182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008628/545 |
|---|---|
| Date | Mar 1, 2012 |
| Book Page | 8628/545 |
| Name | WESTSTAR MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008008/631 |
|---|---|
| Date | Dec 16, 2009 |
| Book Page | 8008/631 |
| Name | NUMERICA MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006553/525 |
|---|---|
| Date | May 31, 2006 |
| Book Page | 6553/525 |
| Name | COUNTRYWIDE BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007463/593 |
|---|---|
| Date | Apr 24, 2008 |
| Book Page | 7463/593 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 1, 2021 |
| Property Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Document Number | 10436/1308 |
| Book / Page | 10436 / 1308 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 210039811 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Document Number | 210039812 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 210039812 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 12, 2018 |
| Property Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Document Number | 9891/1117 |
| Book / Page | 9891 / 1117 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 180006279 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Investor | Possibly a Property Investor |
| Document Number | 180006280 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 180006280 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 19, 2007 |
| Property Address | 1305 SUMMERSET CT, CHESAPEAKE, VA 23320-7602 |
| Document Number | 007249/216 |
| Book / Page | 7249 / 216 |
| Instrument Date | Aug 29, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007249220 |
|---|---|
| Date | Oct 19, 2007 |
| Instrument | 7249/220 |
| Name | WELLS FARGO BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1305 Summerset Ct was $3,539.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,100 (+6.19%) Land $165,000 Building $207,100 | $372,100 (+6.19%) Land $165,000 Building $207,100 | |
| 2025 | $3,539.00 | $350,400 Land $155,000 Building $195,400 | $350,400 Land $155,000 Building $195,400 |
| 2023 | $319,800 (+4.82%) Land $120,000 Building $199,800 | $319,800 (+4.82%) Land $120,000 Building $199,800 | |
| 2022 | $305,100 Land $105,000 Building $200,100 | $305,100 Land $105,000 Building $200,100 | |
| 2019 | $2,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1305 Summerset Ct; 9 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Summerset Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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