1311 E Main St, Whitehouse, TX 75791 Property Records

Smith County property record for 1311 E Main St, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 976 sqft · built 1948
Lot Size	0.696 acres (30,318 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R096172`

Property Details

APN / Parcel Number

Primary APN	`R096172`
Alternative APN	`1-00000-0290-00-004000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	976 sqft Heated Area
1st Floor Area	976 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	30,318 sqft (0.696 acres)
Porch	Porch
Porch Area	142 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Other

Location & Zoning

Account Number	R096172
Street Address	1311 E MAIN ST
City	WHITEHOUSE
State	TX
Zip	75791-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0290 J DRAPER ABST A0290 J DRAPER ABST A0290 J DRAPER ABST A0290 J DRAPER ABST A0290 J DRAPER ABST A0290 J DRAPER ABST
Legal Subdivision	A0290 J DRAPER
Legal Tract	4
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	1
Census Block	1021
Census Tract	2009

Owner

Source: Smith County records · APN R096172

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1311 E MAIN ST, WHITEHOUSE, TX 75791-3635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2010
Deed Sale	May 06, 2010
Deed Document Number	2010-R00022059
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Mar 03, 2020
Property Address	1311 E MAIN ST, WHITEHOUSE, TX 75791-3635
Document Number	0000007970
Instrument Date	Mar 03, 2020
Instrument	7970
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1311 E MAIN ST WHITEHOUSE TX 757913635, WHITEHOUSE, TX 75791-3635

Mortgage

Document Number	7971
Date	Mar 03, 2020
Instrument	7971

Lender

Name	COOPERATIVE TEACHERS CU
Type	Credit Union
Address	1424 W SOUTHWEST LOOP 323, TYLER, TX 75701-9347

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2050

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00 (-24.98%) Homeowner's exemption	$142,964 (-18.26%) Land $24,727 Building $118,237	$142,964 (-18.26%) Land $24,727 Building $118,237
2024	$2,098.00 (+16.56%)
2023	$1,800.00 (-38.1%) Homeowner's exemption	$174,892 Land $35,183 Building $139,709	$174,892 Land $35,183 Building $139,709
2022	$2,908.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2010–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cherokee County Electric Cooperative Association.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WHITEHOUSE serves 9,571 people
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.