1307 E Main St, Whitehouse, TX 75791 Property Records

Smith County property record for 1307 E Main St, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,479 sqft · built 1967
Lot Size	2.1 acres (91,476 sqft)
Owner	Company Name on Record
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R096177`

Property Details

APN / Parcel Number

Primary APN	`R096177`
Alternative APN	`1-00000-0290-00-005030`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R096177
Street Address	1307 E MAIN ST
City	WHITEHOUSE
State	TX
Zip	75791-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0290 J DRAPERTRACT 5C
Legal Subdivision	A0290 J DRAPER
Legal Tract	5C
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	1
Census Block	1021
Census Tract	2009

Owner

Source: Smith County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15654 MCELROY RD, WHITEHOUSE, TX 75791-8332
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSIDE BANK
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHSIDE BANK
Oct 28, 2020	Warranty Deed, Transfer LANDMARK TITLE
Nov 13, 2019	Loan Modification, Mortgage TEXAS NAT'L BK/JACKSONVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	1307 E MAIN ST, WHITEHOUSE, TX 75791-3635
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001031994
Date	Aug 17, 2022
Instrument	202201031994

Lender

Name	SOUTHSIDE BANK
Type	Bank
Address	TYLER, TX 75710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 17, 2024

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	1307 E MAIN ST, WHITEHOUSE, TX 75791-3635
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15654 MCELROY RD, WHITEHOUSE, TX 75791-8332

Mortgage

Document Number	0001033426
Date	Aug 13, 2021
Instrument	202101033426

Lender

Name	SOUTHSIDE BANK
Type	Bank
Address	TYLER, TX 75701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 12, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Oct 28, 2020
Property Address	1307 E MAIN ST, WHITEHOUSE, TX 75791-3635
Document Number	0001040911
Instrument Date	Oct 20, 2020
Instrument	1040911
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	LANDMARK TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15654 MCELROY RD WHITEHOUSE TX 757918332, WHITEHOUSE, TX 75791-8332

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TX
Property Address	1307 E MAIN ST, WHITEHOUSE, TX 75791-3635
Document Number	0000001957
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 132704 TYLER TX 757132704, TYLER, TX 75713-2704

Mortgage

Document Number	0000001957
Date	Jan 17, 2020
Instrument	1957

Lender

Name	TEXAS NAT'L BK/JACKSONVILLE
Type	Bank
Address	JACKSONVILLE, TX 75766

Agreement

Amount	Amount Recorded

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Smith County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 (-5.27%)	$213,969 (-1.59%) Land $72,723 Building $141,246	$213,969 (-1.59%) Land $72,723 Building $141,246
2024	$4,533.00 (+4.66%)
2023	$4,331.00 (+11.17%)	$217,418 Land $82,832 Building $134,586	$217,418 Land $82,832 Building $134,586
2022	$3,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2010–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEHOUSE serves 9,571 people · EPA ID TX2120025
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CCECA Broadband.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures