Allegany County property record for 1311 E First St, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1957 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Jan 2026) |
| Tax Bill | $985 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-015363 |
| Primary APN | 04-015363 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015363 |
|---|---|
| Street Address | 1311 E FIRST ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1311 E FIRST ST LOTS 301-302 100X100 MAPLESIDE ADDN |
| Legal Subdivision | MAPLESIDE ADD |
| Legal Lot Number | 301,302 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 700 |
Source: Allegany County records · APN 04-015363
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1311 E FIRST ST, CUMBERLAND, MD 21502-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 09, 2026 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 21, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 05, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2026 · Amount on Record |
| Deed Sale | Jan 08, 2026 · Amount on Record |
| Prior Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 3125 / 420 |
| Prior Transfer Date | Jan 28, 2021 |
| Prior Transfer Doc | 0026460264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 09, 2026 |
| Property Address | 1311 E FIRST ST, CUMBERLAND, MD 21502-4004 |
| Document Number | 003125-0420 |
| Book / Page | 3125 / 420 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Title Company | ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TTL & SETTL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1311 E FIRST ST, CUMBERLAND, MD 21502-4004 |
| Document Number | 0003125429 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 3125/429 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 21, 2021 |
| Property Address | 1311 E FIRST ST, CUMBERLAND, MD 21502-4004 |
| Document Number | 002662-0075 |
| Book / Page | 2662 / 75 |
| Instrument Date | May 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14410 PARKVALE RD APT 4, 4, ROCKVILLE, MD 20853-2418 |
| Document Number | 0000266280 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2662/80 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 05, 2021 |
| Property Address | 1311 E FIRST ST, CUMBERLAND, MD 21502-4004 |
| Document Number | 002646-0264 |
| Book / Page | 2646 / 264 |
| Instrument Date | Jan 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 377 YORKTOWN RD, HERSHEY, PA 17033-1864 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,000 (+7.94%) Land $13,000 Building $103,000 | $116,000 (-) Land $13,000 Building $103,000 | |
| 2025 | $985.00 (+17.26%) | $107,467 (+18.88%) | $116,000 (+28.32%) Land $13,000 Building $103,000 |
| 2023 | $840.00 | $90,400 Land $13,000 Building $77,400 | $90,400 Land $13,000 Building $77,400 |
Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010007001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 513 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Skypacket Networks | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
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