823 E First St, Cumberland, MD 21502 Property Records

Allegany County property record for 823 E First St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage944 sqft Total Area
Lot Size5,000 sqft (0.115 acres)
GarageDetached, 832 sqft
OccupancyOwner Occupied
Last Sale$295,000 (2026)
Tax Bill$689.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-047958
Alternative APNs
  • 4047958
  • 047958

Interior

Full Baths1 Baths
Building Area944 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,000 sqft (0.115 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area832 sqft Garage
Deck Area90 sqft Deck
Porch Area84 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Account Number047958
Street Address823 E FIRST ST
CityCUMBERLAND
StateMD
Zip21502-4308
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description823 FIRST ST LOT 10 50X100 MAPLESIDE
Legal SubdivisionROUSCHEL PROP
Legal Lot Number10
JurisdictionALLEGANY MD
Minor Civil Division4, CUMBERLAND
Census Blockgroup1
Census Block1016
Census Tract700

Owner

Source: Allegany County records · APN 04-047958

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address823 E FIRST ST, CUMBERLAND, MD 21502-4308
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CTR
Oct 25, 2023Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2026 · Amount on Record
Deed SaleApr 01, 2026 · Amount on Record
Prior SaleOct 25, 2023 · Amount on Record
Deed Doc Number2026
Deed Book / Page3148 / 10
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateApr 01, 2026
Property Address823 E FIRST ST, CUMBERLAND, MD 21502-4308
Document Number3148000010
Book / Page3148 / 10
Instrument DateMar 02, 2026
Transaction TypeTransfer
Record UpdatedApr 20, 2026
Title CompanyFRIENDS TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$297,950.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address823 E FIRST ST, CUMBERLAND, MD 21502-4308
InvestorPossibly a Property Investor

Mortgage

Document Number3148000018,
DateApr 01, 2026
Book Page3148/18
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

October 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionALLEGANY MD
Recording DateOct 25, 2023
Property Address823 E FIRST ST, CUMBERLAND, MD 21502-4308
Document Number002919-0001
Book / Page2919 / 1
Map ReferenceLB 1270 FO 278
Instrument DateSep 19, 2023
Transaction TypeForeclosure
Record UpdatedNov 10, 2023

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 BEATTIE PL, GREENVILLE, SC 29601-2155

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$207,900 (+176.58%) Land $10,000 Building $197,900$207,900 (+156.67%) Land $10,000 Building $197,900
2025$689.00 (+16.78%)$75,167 (+18.37%)$81,000 (+27.56%) Land $10,000 Building $71,000
2023$590.00$63,500 Land $10,000 Building $53,500$63,500 Land $10,000 Building $53,500

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