Carter County property record for 1311 Cherry Tree Ln, Grayson, KY 41143 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 1990 |
| Lot Size | 1.17 acres (51,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jan 2019) |
| Tax Bill | $1,241 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2019 Sale & Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 112-20-01-009.00 |
| Primary APN | 112-20-01-009.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 51,270 sqft (1.17 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 30912 |
|---|---|
| Street Address | 1311 CHERRY TREE LN |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.177 ACRE |
| Legal Subdivision | CHERRY GROVE |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960602 |
Source: Carter County records · APN 112-20-01-009.00
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1311 CHERRY TREE LN, GRAYSON, KY 41143-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 28, 2019 | Deed, Transfer · Line of Credit COMMERCIAL BANK OF GRAYSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 2019387626 |
| Deed Book / Page | 405 / 434 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 1311 CHERRY TREE LN, GRAYSON, KY 41143-1719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | OR429/356 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | OR429/356 |
| Instrument | 422563 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jan 28, 2019 |
| Property Address | 1311 CHERRY TREE LN, GRAYSON, KY 41143-1719 |
| Document Number | 0OR405/434 |
| Book / Page | OR405 / 434 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 387626 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 171 KENNEDY HILL RD, 171, MANCHESTER, KY 40962-7232 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 211 E COLLEGE ST, GRAYSON, KY 41143-1045 |
| Document Number | 0000387627 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 387627 |
| Name | COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2034 |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,241.00 (-1.12%) | $145,600 (-) | $145,600 (-) |
| 2023 | $1,255.00 | $145,600 | $145,600 |
Source: FEMA National Flood Hazard Layer, Carter County (21043C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210439606021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force 12 of 13 on primary residences |
| Wildfire Risk | Low above 36% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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