1292 Cherry Tree Ln, Grayson, KY 41143 Property Records

Carter County property record for 1292 Cherry Tree Ln, Grayson, KY 41143 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,732 sqft · built 1997
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jul 2019)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`112-20-01-015.00`

Property Details

APN / Parcel Number

Primary APN	`112-20-01-015.00`
Alternative APN	`30055`

Interior

Stories	1 Story
Building Area	1,732 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Account Number	30055
Street Address	1292 CHERRY TREE LN
City	GRAYSON
State	KY
Zip	41143-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.8 ACRE
Legal Subdivision	CHERRY GROVE
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1002
Census Tract	960602

Owner

Source: Carter County records · APN 112-20-01-015.00

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1292 CHERRY TREE LN, GRAYSON, KY 41143-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Jun 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2019389774
Deed Book / Page	415 / 24
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1292 CHERRY TREE LN, GRAYSON, KY 41143-1742
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 CHERRY TREE LN, GRAYSON, KY 41143-1742

Mortgage

Document Number	000471/520
Date	Feb 14, 2022
Book Page	471/520
Instrument	540629

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1292 CHERRY TREE LN, GRAYSON, KY 41143-1742
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FREIBERT & MATTINGLY TTL GRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR431/671
Date	Jun 03, 2020
Book Page	OR431/671
Instrument	423035

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Jul 23, 2019
Property Address	1292 CHERRY TREE LN, GRAYSON, KY 41143-1742
Document Number	0OR415/024
Book / Page	OR415 / 024
Instrument Date	Apr 03, 2019
Instrument	389774
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 SUNDOWN RD, 110, GRAYSON, KY 41143-9358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1292 CHERRY TREE LN, GRAYSON, KY 41143-1742

Mortgage

Document Number	0000389775
Date	Jul 23, 2019
Instrument	389775

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 (-1.04%)	$178,000 (-)	$178,000 (-)
2023	$1,534.00	$178,000	$178,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carter County (21043C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210439606021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 68% of Kentucky
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	500 / 20
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group, Foothills Rural Telephone Cooperative Corporation. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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