13109 E 43rd Ter S, Independence, MO 64055 Property Records

Jackson County property record for 13109 E 43rd Ter S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 912 sqft · built 1962
Lot Size0.191 acres (8,337 sqft)
Owner2 Individual Names on Record
Last Sale$179,100 (May 2021)
Tax Bill$2,088 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN33-410-09-04

Property Details

APN / Parcel Number

Primary APN33-410-09-04
Alternative APNs
  • 33-410-09-04-00-0-00-000
  • 33410090400000001
  • 879498

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area912 sqft Living Area
Gross Area2,304 sqft
1st Floor Area912 sqft
Basement Area912 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,337 sqft (0.191 acres)
Lot Dimensions118 ft deep x 75 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number879498
Street Address13109 E 43RD TER S
CityINDEPENDENCE
StateMO
Zip64055-4530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY GARDENS LOT 298
Legal SubdivisionFAIRWAY GARDENS
Legal Block1
Legal Lot Number298
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1016
Census Tract12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13109 E 43RD TER S, INDEPENDENCE, MO 64055-4530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleNov 28, 2006 · Amount on Record
Deed Document Number2021E50408
Prior Transfer DateOct 5, 2005
Prior Transfer Doc00I0090665
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateMay 11, 2021
Property Address13109 E 43RD TER S, INDEPENDENCE, MO 64055-4530
Document Number00E0050408
Instrument DateMay 4, 2021
Instrument2021E0050408
Transaction TypeTransfer
Record UpdatedJun 1, 2021
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131109 E 43RD TER, INDEPENDENCE, MO 64055

Mortgage

Document Number00E0050409
DateMay 11, 2021
Instrument2021E0050409
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,378 (-) Land $4,934 Building $20,444$133,570 (-)
2025$2,088.00 (-29.08%)$25,378 (-30.96%) Land $4,934 Building $20,444$133,570 (-30.96%)
2024$2,944.00 (+0.48%)
2023$2,930.00 (+84.74%)$36,757 (+91.54%) Land $5,618 Building $31,139$193,460 (+91.54%)
2022$1,586.00$19,190 Land $3,544 Building $15,646
2021$101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum, Wisper ISP.

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