13108 E 43rd Ter S, Independence, MO 64055 Property Records

Jackson County property record for 13108 E 43rd Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,107 sqft · built 1962
Lot Size	0.205 acres (8,909 sqft)
Owner	Individual Name on File
Tax Bill	$3,199 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-410-02-07`

Property Details

APN / Parcel Number

Primary APN	`33-410-02-07`
Alternative APNs	`33-410-02-07-00-0-00-000` `33410020700000001` `879376`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,107 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,909 sqft (0.205 acres)
Lot Dimensions	110 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	513 sqft
Patio Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	879376
Street Address	13108 E 43RD TER S
City	INDEPENDENCE
State	MO
Zip	64055-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GARDENS LOT 228
Legal Subdivision	FAIRWAY GARDENS
Legal Block	1
Legal Lot Number	228
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1023
Census Tract	12400

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FINANCIAL CORP
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit KS STATEBANK
Oct 27, 2023	Warranty Deed, Transfer KANSAS CITY TITLE, KANSAS CITY TITLE INC
Dec 23, 2022	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Oct 5, 2017	Quit Claim Deed, Mortgage · VA Mortgage BANK 21

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2023
Deed Sale	Oct 27, 2023
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	202378246
Prior Transfer Date	Feb 11, 1997
Prior Transfer Doc	0000000134
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	SECURITY ABSTRACT, SECURITY 1ST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0079050
Date	Nov 1, 2023
Instrument	2023E0079050

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	SECURITY ABSTRACT, SECURITY 1ST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0079051
Date	Nov 1, 2023
Instrument	2023E0079051

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0113494
Date	Dec 30, 2022
Instrument	2022E0113494

Lender

Name	KS STATEBANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 27, 2023
Property Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531
Document Number	00E0078246
Instrument Date	Oct 25, 2023
Instrument	2023E0078246
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 NE FOX TRAIL DR, BLUE SPRINGS, MO 64014-1782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 23, 2022
Property Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531
Document Number	00E0111710
Instrument Date	Nov 16, 2022
Instrument	2022E0111710
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NE FOX TAIL DR, BLUE SPRINGS, MO 64014-1782
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 5, 2017
Property Address	13108 E 43RD TER S, INDEPENDENCE, MO 64055-4531
Document Number	0000E91224
Instrument Date	Sep 29, 2017
Instrument	91224E
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	SECURED TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13108 E 43RD TER S INDEPENDENCE MO 640554531, INDEPENDENCE, MO 64055-4531

Mortgage

Document Number	E91225
Date	Oct 5, 2017
Instrument	91225E

Lender

Name	BANK 21
Type	Bank
Address	CARROLLTON, MO 64633

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,910 (-20.1%) Land $5,031 Building $26,879	$167,950 (-20.1%)
2024	$3,199.00 (+0.47%)
2023	$3,184.00	$39,936 Land $3,851 Building $36,085	$210,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Nearby Properties on E 43rd Ter S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures