13108 Cherwin Ave, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 13108 Cherwin Ave, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,255 sqft · built 2001
Lot Size0.589 acres (25,700 sqft)
Owner2 Individual Names on File
Last Sale$740,000 (Aug 2005)
Tax Bill$3,139 (2023)
Deeds & MortgagesJul 2022 Line of Credit
Nov 2020 Mortgage
APN15-1508800300

Property Details

APN / Parcel Number

Primary APN15-1508800300
Alternative APN
  • 1508800300

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,255 sqft Total Area
1st Floor Area2,255 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area25,700 sqft (0.589 acres)
Lot Width100 ft Width
Garage TypeBasement
Garage Area1,188 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area224 sqft
Deck Area216 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1508800300
Street Address13108 CHERWIN AVE
CityBALTIMORE
StateMD
Zip21220-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5,6,7,8 13108 CHERWIN AVE TWIN RIVER BEACH
Legal SubdivisionTWIN RIVER BEACH
Legal Lot Number5-8 6
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2001
Census Tract451702

Owner

Source: Baltimore County records · APN 15-1508800300

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13108 CHERWIN AVE, BALTIMORE, MD 21220-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2005 · Amount on Record
Deed SaleAug 11, 2005 · Amount on Record
Prior SaleJun 14, 2001 · Amount on Record
Deed Document Number317871
Deed Book / Page22340 / 672
Record UpdatedJun 07, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address13108 CHERWIN AVE, BALTIMORE, MD 21220-1006
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyRGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0472080195
DateJul 29, 2022
Book Page47208/195
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address13108 CHERWIN AVE, BALTIMORE, MD 21220-1006
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyDEFINITIVE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0436200046
DateNov 12, 2020
Book Page43620/46
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeMortgage Company
AddressAVON, CT 06001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,139.00$469,200 Land $175,400 Building $293,800$469,200 Land $175,400 Building $293,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims68 (1978–2024)
Claims Outside the SFHA10 of 68
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 54 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 233 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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