13105 Cherwin Ave, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 13105 Cherwin Ave, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,232 sqft · built 1993
Lot Size	0.452 acres (19,716 sqft)
Owner	Individual Name on File
Last Sale	$351,000 (Aug 2022)
Tax Bill	$2,193 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2022 Sale & Mortgage
APN	`15-1518472051`

Property Details

APN / Parcel Number

Primary APN	`15-1518472051`
Alternative APN	`1518472051`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,232 sqft Total Area
1st Floor Area	1,232 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,716 sqft (0.452 acres)
Lot Width	183 ft Width
Garage Type	Basement
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Deck Area	564 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1518472051
Street Address	13105 CHERWIN AVE
City	BALTIMORE
State	MD
Zip	21220-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 704-710 13105 CHERWIN AVE SES TWIN RIVER BEACH
Legal Subdivision	TWIN RIVER BEACH
Legal Lot Number	704-710 710
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2001
Census Tract	451702

Owner

13105 Cherwin Ave is owned and occupied by an individual who bought it in August 2022.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Mailing Address	13105 CHERWIN AVE, BALTIMORE, MD 21220-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Aug 24, 2022	Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Jun 23, 2016 · Amount on File
Deed Document Number	0047289163
Deed Book / Page	47289 / 163
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13105 CHERWIN AVE, BALTIMORE, MD 21220-1005
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0473780136
Date	Sep 22, 2022
Book Page	47378/136

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 24, 2022
Property Address	13105 CHERWIN AVE, BALTIMORE, MD 21220-1005
Document Number	0472890163
Book / Page	47289 / 163
Map Reference	LB 9 FO 33
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13105 CHERWIN AVE, MIDDLE RIVER, MD 21220-1005

Mortgage

Document Number	0047289170
Date	Aug 24, 2022
Instrument	47289-170

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,193.00 (-27.74%) Homeowner's exemption	$291,900 (+8.27%) Land $88,600 Building $203,300	$291,900 (-) Land $88,600 Building $203,300
2022	$3,035.00 Homeowner's exemption	$269,600	$291,900 Land $88,600 Building $203,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13105 Cherwin Ave; there have been 68 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	68 (1978–2024)
Claims Outside the SFHA	10 of 68
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13105 Cherwin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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