Jackson County property record for 13107 E 45th Ter S, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,224 sqft · built 1969 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $372,400 (Jun 2026) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-410-18-03 |
| Primary APN | 33-410-18-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 984 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,108 sqft (0.255 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 380 sqft |
| Patio Area | 289 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 879625 |
|---|---|
| Street Address | 13107 E 45TH TER S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAY GARDENS LOT 364 |
| Legal Subdivision | FAIRWAY GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 364 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12400 |
Source: Jackson County records · APN 33-410-18-03
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13107 E 45TH TER S, INDEPENDENCE, MO 64055-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK |
| Sep 20, 2021 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 202644274 |
| Prior Transfer Date | Jun 09, 2026 |
| Prior Transfer Doc | 0000044274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jun 12, 2026 |
| Property Address | 13107 E 45TH TER S, INDEPENDENCE, MO 64055-4635 |
| Document Number | 0000044274 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202644274 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | ALPHA TITLE LLC, ALPHA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000044275, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026E44275 |
| Name | HAWTHORN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 20, 2021 |
| Property Address | 13107 E 45TH TER S, INDEPENDENCE, MO 64055-4635 |
| Document Number | 00E0103367 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2021E0103367 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13107 E 45TH TER S, INDEPENDENCE, MO 64055-4635 |
| Document Number | 00E0103368 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021E0103368 |
| Name | COMMUNITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Raytown C-2 School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,840.00 (-51.37%) | $22,363 (-52.66%) Land $5,206 Building $17,157 | $117,700 (-52.66%) |
| 2024 | $3,784.00 (+0.48%) | ||
| 2023 | $3,766.00 | $47,238 Land $4,446 Building $42,792 | $248,620 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Everfast Fiber Networks, Google Fiber, Spectrum, Wisper ISP.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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