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13106 E 45th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 13106 E 45th Ter S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,060 sqft · built 1962
Lot Size0.196 acres (8,519 sqft)
Owner2 Company Names on File
Last Sale$57,622 (Aug 2023)
Tax Bill$1,985 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN33-410-17-14

Property Details

APN / Parcel Number

Primary APN33-410-17-14
Alternative APNs
  • 33-410-17-14-00-0-00-000
  • 33410171400000001
  • 879619

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area2,600 sqft
1st Floor Area1,060 sqft
Basement Area1,060 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,519 sqft (0.196 acres)
Lot Dimensions115 ft deep x 74 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck Area343 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number879619
Street Address13106 E 45TH TER S
CityINDEPENDENCE
StateMO
Zip64055-4636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY GARDENS W 4 FT OF L T 376 AND ALL OF LOT 375
Legal SubdivisionFAIRWAY GARDENS
Legal Block1
Legal Lot Number375
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1015
Census Tract12400

Owner

13106 E 45th Ter S is owned by a company that bought it in August 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Company Names on File
Mailing Address13106 E 45TH TER S, INDEPENDENCE, MO 64055-4636
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on File
Deed SaleAug 14, 2023 · Amount on File
Prior SaleAug 14, 2023
Deed Document Number202358521
Prior Transfer DateAug 11, 2023
Prior Transfer Doc0000058520
Record UpdatedOct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateAug 14, 2023
Property Address13106 E 45TH TER S, INDEPENDENCE, MO 64055-4636
Document Number00E0058521
Instrument DateAug 5, 2023
Instrument2023E0058521
Transaction TypeTransfer
Record UpdatedAug 23, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13106 EAST 451H TERRACE SOUTH, INDEPENDENCE, MO 64055

Mortgage

Document Number00E0058522
DateAug 14, 2023
Instrument2023E0058522
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 13106 E 45th Ter S was $1,985, down 6.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,122 (-) Land $5,031 Building $19,091$126,960 (-)
2025$1,985.00 (-6.46%)$24,122 Land $5,031 Building $19,091$126,960
2024$2,122.00 (+0.47%)
2023$2,112.00 (+40.05%)$26,494 (+45.25%) Land $3,023 Building $23,471$139,440
2022$1,508.00$18,240 Land $3,686 Building $14,554
2021$96,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13106 E 45th Ter S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13106 E 45th Ter S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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