1310 Spruce St, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1310 Spruce St, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,727 sqft · built 1998
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2022)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-001-90093632`

Property Details

APN / Parcel Number

Primary APN	`07-001-90093632`
Alternative APNs	`700190093632` `00190093632`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,727 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	705 sqft
Finished Basement	705 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	00190093632
Street Address	1310 SPRUCE ST
City	SHADY SIDE
State	MD
Zip	20764-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 24 26 BK 43 SC B AVALON SHORES
Legal Subdivision	AVALON SHORES
Legal Block	43
Legal Lot Number	24
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3020
Census Tract	707001

Owner

1310 Spruce St is owned and occupied by two individuals who bought it in July 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 SPRUCE ST, SHADY SIDE, MD 20764-9231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Jun 9, 2009 · Amount on File
Deed Book / Page	38905 / 388
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 5, 2022
Property Address	1310 SPRUCE ST, SHADY SIDE, MD 20764-9231
Document Number	0389050388
Book / Page	38905 / 388
Map Reference	MB 10 FO 4
Instrument Date	Jun 29, 2022
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3285 RIVA RD, 3285, RIVA, MD 21140-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1310 SPRUCE ST, SHADY SIDE, MD 20764-9231

Mortgage

Document Number	0038905395
Date	Jul 5, 2022
Instrument	38905/395

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1310 Spruce St was $4,150.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,200 Land $131,700 Building $208,500	$340,200 Land $131,700 Building $208,500
2025	$4,150.00
2023	$3,070.00	$281,200 Land $131,700 Building $149,500	$281,200 Land $131,700 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures