Anne Arundel County property record for 1306 Spruce St, Shady Side, MD 20764 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $592,860 (Apr 2026) |
| Tax Bill | $1,024 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001-04583153 |
| Primary APN | 07-001-04583153 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,000 sqft (0.115 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00104583153 |
|---|---|
| Street Address | 1306 SPRUCE ST |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 14 16 BK 43 SC B AVALON SHORES |
| Legal Subdivision | AVALON SHORES |
| Legal Block | 43 |
| Legal Lot Number | 14 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 707001 |
Source: Anne Arundel County records · APN 07-001-04583153
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1306 SPRUCE ST, SHADY SIDE, MD 20764-9231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed · Conventional Mortgage EAGLE TITLE |
| Oct 09, 2025 | Deed, Transfer FIVE STAR BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2026 · Amount on Record |
| Deed Sale | Apr 02, 2026 · Amount on Record |
| Prior Sale | Oct 09, 2025 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 42224 / 171 |
| Prior Transfer Date | Jul 15, 2024 |
| Prior Transfer Doc | 0411110312 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 02, 2026 |
| Property Address | 1306 SPRUCE ST, SHADY SIDE, MD 20764-9231 |
| Document Number | 4222000171 |
| Book / Page | 42224 / 171 |
| Instrument Date | Mar 27, 2026 |
| Record Updated | Apr 14, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598,788.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1306 SPRUCE ST, SHADY SIDE, MD 20764-9231 |
| Document Number | 4222000176, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 42224/176 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 09, 2025 |
| Property Address | 1306 SPRUCE ST, SHADY SIDE, MD 20764-9231 |
| Document Number | 0417230340 |
| Book / Page | 41723 / 340 |
| Map Reference | MB 10 FO 4 |
| Instrument Date | Jul 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 181 HARRY S TRUMAN PKWY STE 200, 200, ANNAPOLIS, MD 21401-7627 |
| Investor | Possibly a Property Investor |
| Document Number | 0417230347 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | 41723/347 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Amount | Amount Recorded |
|---|
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,024.00 (-0.49%) | $81,700 (-) Land $81,700 | $81,700 (-) Land $81,700 |
| 2024 | $1,029.00 (+15.36%) | ||
| 2023 | $892.00 | $81,700 Land $81,700 | $81,700 Land $81,700 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037070013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 135 individual NFIP policies nearby |
| Nearby Flood Policies | 135 in force 103 of 135 on primary residences |
| Nearby Flood Claims | 242 (1979–2024) |
| Claims Outside the SFHA | 12 of 242 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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