1310 Spruce Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 1310 Spruce Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,435 sqft · built 1948
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2019)
Tax Bill	$7,953 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00107-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`37-00107-0000-00017`
Alternative APNs	`370140W900047` `370010700017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,003 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Deck Area	359 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	370140W900047
Street Address	1310 SPRUCE AVE
City	OCEAN
State	NJ
Zip	07712-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C0
Legal Subdivision	WANAMASSA PARK
Legal Block	107
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1007
Census Tract	806600

Owner

1310 Spruce Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 SPRUCE AVE, OCEAN, NJ 07712-4648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 20, 2019	Grant Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Jul 30, 1992 · Amount on File
Deed Document Number	201987791
Deed Book / Page	9369 / 5888
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1310 SPRUCE AVE, OCEAN, NJ 07712-4648
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094997916
Date	Apr 9, 2021
Book Page	9499/7916
Instrument	2021057408

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 20, 2019
Property Address	1310 SPRUCE AVE, OCEAN, NJ 07712-4648
Document Number	0000087791
Book / Page	009369 / 005888
Instrument Date	Sep 4, 2019
Instrument	87791
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1310 SPRUCE AVE OCEAN NJ 077124648, OCEAN, NJ 07712-4648

Mortgage

Document Number	87792
Date	Sep 20, 2019
Book Page	009369/005893
Instrument	87792

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1310 Spruce Ave was $7,953, up 1.8% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,500 (+9.85%) Land $425,000 Building $208,500	$633,500 (+9.85%) Land $425,000 Building $208,500
2025	$7,953.00 (+1.78%)	$576,700 Land $405,000 Building $171,700	$576,700 Land $405,000 Building $171,700
2024	$7,814.00
2023		$497,200 Land $334,000 Building $163,200	$497,200 Land $334,000 Building $163,200
2022	$7,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1980–1990)
Most Recent Claim	Aug 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1310 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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