1305 Spruce Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 1305 Spruce Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1958
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 1994)
Tax Bill	$7,287 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00106-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`37-00106-0000-00003`
Alternative APNs	`370140W1000009` `370010600003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Deck Area	180 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	370140W1000009
Street Address	1305 SPRUCE AVE
City	OCEAN
State	NJ
Zip	07712-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C0
Legal Subdivision	WANAMASSA PARK
Legal Block	106
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1008
Census Tract	806600

Owner

1305 Spruce Ave is owned and occupied by an individual who acquired it in April 2011.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 SPRUCE AVE, OCEAN, NJ 07712-4647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVESHAM MORTGAGE LLC
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 1994 · Amount on File
Deed Sale	Jul 18, 1994 · Amount on File
Deed Book / Page	5329 / 218
Last Transfer Date	Apr 18, 2011
Transfer Doc	0088934678
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1305 SPRUCE AVE, OCEAN, NJ 07712-4647
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094791664
Date	Feb 4, 2021
Book Page	9479/1664
Instrument	2021018891

Lender

Name	EVESHAM MORTGAGE LLC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1305 SPRUCE AVE, OCEAN, NJ 07712-4647
Document Number	0000054221
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 SPRUCE AVE OCEAN NJ 077124647, OCEAN, NJ 07712-4647

Mortgage

Document Number	0000054221
Date	Jun 19, 2019
Instrument	54221

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Spruce Ave was $7,287, up 2.2% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,100 (+9.03%) Land $425,000 Building $151,100	$576,100 (+9.03%) Land $425,000 Building $151,100
2025	$7,287.00 (+2.23%)	$528,400 Land $405,000 Building $123,400	$528,400 Land $405,000 Building $123,400
2024	$7,128.00
2023		$451,300 Land $334,000 Building $117,300	$451,300 Land $334,000 Building $117,300
2022	$6,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1980–1990)
Most Recent Claim	Aug 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Spruce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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