Emmet County property record for 1310 Spring St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 5,637 sqft |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Sep 2021) |
| Tax Bill | $9,450 (2024) |
| Deeds & Mortgages | Jun 2019 Refinance Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-07-100-006 |
| Primary APN | 52-19-07-100-006 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,637 sqft Total Area |
| 1st Floor Area | 7,977 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 196 ft deep x 196 ft wide |
| Patio Area | 810 sqft |
| Street Address | 1310 SPRING ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8786 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-3A |
| Legal Description | BEG AT NE COR OF NW ? OF NW ? OF SECTION 7, TH W 50 FT, TH S 186.80 FT TO POB, TH S 145.77 FT, TH W 200.87 FT, TH N00?15?30?W 109.22 FT, TH S88?36?30?E 75.39 FT, TH N00?45?30?W 42.65 FT, TH S88?08?30?E 126.82 FT TO POB. ALSO INC COM AT NE COR OF NW ? |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 07 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 429, PETOSKEY, MI 49770-0429 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK |
| Oct 11, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Sep 17, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Jul 23, 2004 · Amount on Record |
| Deed Document Number | 20215190173 |
| Deed Book / Page | 1237 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1310 SPRING ST, PETOSKEY, MI 49770-8786 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001213/35 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 1213/35 |
| Instrument | 5165955 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1310 SPRING ST, PETOSKEY, MI 49770-8786 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 444, MACKINAW CITY, MI 49701-0444 |
| Document Number | 0000001237/0000000828 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 0000001237/0000000828 |
| Instrument | 5190789 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 17, 2021 |
| Property Address | 1310 SPRING ST, PETOSKEY, MI 49770-8786 |
| Document Number | 001237/212 |
| Book / Page | 1237 / 212 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 5190173 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 444, MACKINAW CITY, MI 49701-0444 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,700 (+123.63%) Building $411,700 | $823,400 (+123.63%) Building $823,400 | |
| 2024 | $9,450.00 | ||
| 2023 | $184,100 Building $184,100 | $368,200 Building $368,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures