Emmet County property record for 1003 Spring St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $395,000 (May 2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-300-058 |
| Primary APN | 52-19-06-300-058 |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 10,890 sqft (0.25 acres) |
| Street Address | 1003 SPRING ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2810 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-3A |
| Legal Description | PT OF SE ? OF SW ? OF SECTION 6, COM 389.4 FT N & 33 FT E OF SW COR OF SE 1/4 OF SW ? OF SD SEC, TH S 110 FT, TH E 129.5 FT |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | SE4SW4S6 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 970800 |
Source: Emmet County records · APN 52-19-06-300-058
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5085 W BRISTOL RD, FLINT, MI 48507-2922 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust · Commercial Mortgage FIRST COMMUNITY BANK |
| May 15, 2026 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Deed Document Number | 20265228116 |
| Deed Book / Page | 1275 / 68 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 27, 2026 |
| Property Address | 1003 SPRING ST, PETOSKEY, MI 49770-2810 |
| Document Number | 0005228358 |
| Book / Page | 1275 / 309 |
| Instrument Date | May 13, 2026 |
| Instrument | 20265228358 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005228358, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 1275/309 |
| Instrument | 20265228358 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 15, 2026 |
| Property Address | 1003 SPRING ST, PETOSKEY, MI 49770-2810 |
| Document Number | 0001275/68 |
| Book / Page | 1275 / 68 |
| Instrument Date | May 13, 2026 |
| Instrument | 20265228116 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,884.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5085 W BRISTOL RD, FLINT, MI 48507-2922 |
| Date | May 15, 2026 |
|---|
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Source: FEMA National Flood Hazard Layer as of May 31, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PETOSKEY serves 8,979 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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