1310 S Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 1310 S Cherry St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,237 sqft · built 1948
Lot Size	0.207 acres (9,045 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Nov 2025)
Tax Bill	$794 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14748`

Property Details

APN / Parcel Number

Primary APN	`14748`
Alternative APN	`0290-00-000-029-0-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,237 sqft Living Area
1st Floor Area	1,237 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,045 sqft (0.207 acres)
Lot Dimensions	135 ft deep x 67 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	237 sqft
Patio Area	165 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	14748
Street Address	1310 S CHERRY ST
City	ADA
State	OK
Zip	74820-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 OF W/2 & N2' OF S/2 W/2 OF LOT 29 SOUTHSIDE ADDITION
Legal Subdivision	SOUTHSIDE -ADA SD- NW 4-3-6
Legal Lot Number	29
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	3
Census Block	3013
Census Tract	89300

Owner

1310 S Cherry St is owned and occupied by two individuals who bought it in November 2025.

Source: Pontotoc County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2637, ADA, OK 74821-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Apr 15, 2015 · Amount on File
Deed Document Number	20257155
Deed Book / Page	3957 / 309
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Nov 26, 2025
Property Address	1310 S CHERRY ST, ADA, OK 74820-8138
Document Number	003957/309
Book / Page	3957 / 309
Instrument Date	Nov 24, 2025
Instrument	I-2025-007155
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	HOME TITLE GUARANTY COMPANY, HOME TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2637, ADA, OK 74821-2637

Mortgage

Document Number	I2025007156
Date	Nov 26, 2025
Instrument	I-2025-007156

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	180 Months
Due	Nov 24, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1310 S Cherry St was $794 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,200 (+87.85%) Land $1,800 Building $14,400	$135,000 (+67.94%) Land $15,000 Building $120,000
2025	$794.00 (+1.28%) Homeowner's exemption	$8,624 (+3.01%) Land $2,340 Building $6,284	$80,387 (-2.13%) Land $19,500 Building $60,887
2024	$784.00 (+6.67%) Homeowner's exemption	$8,372 (+3%) Land $2,340 Building $6,032	$82,139 (+6.41%) Land $19,500 Building $62,639
2023	$735.00 Homeowner's exemption	$8,128 Land $2,340 Building $5,788	$77,191 Land $19,500 Building $57,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1310 S Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 S Cherry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20