1307 S Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 1307 S Cherry St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,364 sqft · built 1958
Lot Size0.199 acres (8,700 sqft)
OwnerIndividual Name on Record
Last Sale$137,900 (Jul 2023)
Tax Bill$1,722 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN14749

Property Details

APN / Parcel Number

Primary APN14749
Alternative APN
  • 0290-00-000-030-0-001-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,364 sqft Living Area
1st Floor Area1,364 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,700 sqft (0.199 acres)
Lot Dimensions145 ft deep x 60 ft wide
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area476 sqft
Patio Area476 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14749
Street Address1307 S CHERRY ST
CityADA
StateOK
Zip74820-8137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS60' OF E/2 LOT 30 & N 20' OF E 12' OF LOT 31 SOUTHSIDE ADDITION
Legal SubdivisionSOUTHSIDE -ADA SD- NW 4-3-6
Legal Lot Number30,31
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group3
Census Block3012
Census Tract89300

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1307 S CHERRY ST, ADA, OK 74820-8137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK
Dec 14, 2022Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Prior SaleNov 12, 2004 · Amount on Record
Deed Document Number20233941
Deed Book / Page3720 / 237
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateJul 31, 2023
Property Address1307 S CHERRY ST, ADA, OK 74820-8137
Document Number003720/237
Book / Page3720 / 237
Instrument DateJul 28, 2023
InstrumentI-2023-003941
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 S CHERRY ST, ADA, OK 74820-8137

Mortgage

Document NumberI2023003942
DateJul 31, 2023
InstrumentI-2023-003942
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address1307 S CHERRY ST, ADA, OK 74820-8137
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 S CHERRYL ST, ADA, OK 74820-8137

Mortgage

Document Number003666/151
DateDec 14, 2022
Book Page3666/151
InstrumentI-2022-006745
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressADA, OK 74821
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,378 (-0.93%) Land $2,100 Building $14,278$136,486 (-0.92%) Land $17,500 Building $118,986
2025$1,722.00 (+1.35%)$16,531 (-0.1%) Land $1,800 Building $14,731$137,753 (-0.11%) Land $15,000 Building $122,753
2024$1,699.00 (+79.6%)$16,548 (+80.52%) Land $1,800 Building $14,748$137,900 (+80.51%) Land $15,000 Building $122,900
2023$946.00 (+3.16%)$9,167 (+4.72%) Land $1,500 Building $7,667$76,395 (+4.73%) Land $12,500 Building $63,895
2022$917.00$8,754 Land $1,500 Building $7,254$72,947 Land $12,500 Building $60,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2021–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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