1310 Joan Way, Normal, IL 61761 Property Records

McLean County property record for 1310 Joan Way, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 1969
Lot Size	0.346 acres (15,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (May 2023)
Tax Bill	$6,147 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-27-456-010`

Property Details

APN / Parcel Number

Primary APN	`14-27-456-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	15,063 sqft (0.346 acres)
Lot Dimensions	130 ft deep x 138 ft wide
Garage Area	575 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1310 JOAN WAY
City	NORMAL
State	IL
Zip	61761-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	7TH ADD PLEASANT HILL SUB LOT 375
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	PLEASANT HILL
Legal Lot Number	375
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2003
Census Tract	502

Owner

Source: McLean County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 17, 2021	Intrafamily Transfer, Transfer
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Mar 13, 2019	Deed of Trust, Mortgage · ARM HEARTLAND BANK & TRUST CO
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTON COMMUNITY BANK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Aug 2, 2018	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	20236631
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000006449
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	May 24, 2023
Property Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Document Number	202300006631
Instrument Date	May 17, 2023
Instrument	2023-00006631
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1310 JOAN WAY, NORMAL, IL 61761-3217

Mortgage

Document Number	202300006632
Date	May 24, 2023
Instrument	2023-00006632

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Mar 17, 2021
Property Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Document Number	202100006449
Instrument Date	Mar 4, 2021
Instrument	2021-00006449
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1310 JOAN WAY, NORMAL, IL 61761-3217

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014119
Date	Aug 27, 2018
Instrument	2018-00014119

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jul 27, 2019

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900003605
Date	Mar 13, 2019
Instrument	2019-00003605

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.45%
Index	1-Year CMT
Margin	4
Max Rate	11.4%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007428
Date	Apr 29, 2020
Instrument	2020-00007428

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900021272
Date	Dec 23, 2019
Instrument	2019-00021272

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 2, 2018
Property Address	1310 JOAN WAY, NORMAL, IL 61761-3217
Document Number	201800012506
Instrument Date	Jul 27, 2018
Instrument	2018-00012506
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 E RAAB RD, NORMAL, IL 61761-9501

Mortgage

Document Number	201800012507
Date	Aug 2, 2018
Instrument	2018-00012507

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jul 27, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,527 (+21.89%) Land $15,220 Building $76,307	$274,581 (+21.89%) Land $45,660 Building $228,921
2024	$6,147.00 (+6.94%)
2023	$5,748.00	$75,092 Land $12,487 Building $62,605	$225,276 Land $37,461 Building $187,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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