1307 Joan Way, Normal, IL 61761 Property Records

McLean County property record for 1307 Joan Way, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,789 sqft · built 1971
Lot Size	0.347 acres (14,490 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,544 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-27-455-020`

Property Details

APN / Parcel Number

Primary APN	`14-27-455-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,789 sqft Living Area
1st Floor Area	1,789 sqft
Basement Area	1,788 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	14,490 sqft (0.347 acres)
Lot Dimensions	161 ft deep x 90 ft wide
Garage Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1307 JOAN WAY
City	NORMAL
State	IL
Zip	61761-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BEG 5 W OF SW COR LOT 355: DIRECTLY S TO A POINT 15 N OF C/L ICG ROW, E TO A POINT 15 N OF C/L ICG ROW ON E LOT LN EXT S, N TO SE COR LOT 355, W ON S LOT LN TO POB & E5 LOT 354 & ALL LOT 355 7TH ADD PLEASANT HILL SUB
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	PLEASANT HILL
Legal Lot Number	355
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2002
Census Tract	502

Owner

1307 Joan Way is owner-occupied and held in a trust since February 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1307 JOAN WAY, NORMAL, IL 61761-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000005469
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1307 JOAN WAY, NORMAL, IL 61761-3216
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 JOAN WAY, NORMAL, IL 61761-3216

Mortgage

Document Number	202100019768
Date	Aug 16, 2021
Instrument	2021-00019768

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 27, 2051

Interest

Rate	3.45%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1307 JOAN WAY, NORMAL, IL 61761-3216
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008511
Date	Apr 12, 2021
Instrument	2021-00008511

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

Interest

Rate	2.62%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Mar 5, 2021
Property Address	1307 JOAN WAY, NORMAL, IL 61761-3216
Document Number	202100005469
Instrument Date	Feb 26, 2021
Instrument	2021-00005469
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1307 JOAN WAY, NORMAL, IL 61761-3216

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,532 Land $16,752 Building $69,780	$259,596 Land $50,256 Building $209,340
2024	$5,544.00 (+7.99%)
2023	$5,134.00 (+7.56%)	$70,993 (+10.69%) Land $13,744 Building $57,249	$212,979 (+10.69%) Land $41,232 Building $171,747
2022	$4,773.00	$64,137 Land $12,417 Building $51,720	$192,411 Land $37,251 Building $155,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Joan Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1307 Joan Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

Nearby Properties on Joan Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures