1310 Harbor Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1310 Harbor Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,926 sqft · built 1986
Lot Size	0.581 acres (25,320 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2012)
Tax Bill	$7,577 (2025)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`02-597-08852200`

Property Details

APN / Parcel Number

Primary APN	`02-597-08852200`
Alternative APNs	`2-597-08852200` `59708852200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,320 sqft (0.581 acres)
View / Lot	Waterfront
Deck Area	48 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	59708852200
Street Address	1310 HARBOR RD
City	ANNAPOLIS
State	MD
Zip	21403-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 40 BK 15 PL 3 OYSTER HARBOR
Legal Subdivision	OYSTER HARBOR
Legal Block	15
Legal Lot Number	40
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	702602

Owner

1310 Harbor Rd is owned and occupied by two individuals who acquired it in January 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 HARBOR RD, ANNAPOLIS, MD 21403-4719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2012 · Amount on File
Deed Sale	Apr 5, 2012 · Amount on File
Deed Book / Page	24515 / 361
Last Transfer Date	Jan 12, 2023
Transfer Doc	0394750376
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 23, 2023
Property Address	1310 HARBOR RD, ANNAPOLIS, MD 21403-4719
Document Number	0394750376
Book / Page	39475 / 376
Map Reference	MB 22 FO 22
Instrument Date	Jan 12, 2023
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1310 HARBOR RD, ANNAPOLIS, MD 21403-4719

Tax Assessment & Valuation

The 2025 property tax bill for 1310 Harbor Rd was $7,577 with a homeowner's exemption, up 3.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,400 (+7.59%) Land $349,300 Building $321,100	$670,400 (-) Land $349,300 Building $321,100
2025	$7,577.00 (+3.64%) Homeowner's exemption	$623,100	$670,400 Land $349,300 Building $321,100
2024	$7,311.00 (+43.44%)
2023	$5,097.00 Homeowner's exemption	$528,500 Land $318,000 Building $210,500	$528,500 Land $318,000 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 Harbor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harbor Rd

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