1302 Harbor Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1302 Harbor Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,960 sqft · built 1989
Lot Size0.58 acres (25,260 sqft)
OwnerIndividual Name on Record
Last Sale$580,000 (Jun 2013)
Tax Bill$9,862 (2025)
Flood ZoneZone AE (high risk)
APN02-597-04247000

Property Details

APN / Parcel Number

Primary APN02-597-04247000
Alternative APNs
  • 2-597-04247000
  • 59704247000

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,960 sqft Living Area
1st Floor Area980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area25,260 sqft (0.58 acres)
View / LotWaterfront

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area56 sqft
Deck Area56 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number59704247000
Street Address1302 HARBOR RD
CityANNAPOLIS
StateMD
Zip21403-4719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 44 BK 15 PL 3 OYSTER HARBOR
Legal SubdivisionOYSTER HARBOR
Legal Block15
Legal Lot Number44
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1008
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1302 HARBOR RD, ANNAPOLIS, MD 21403-4719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2013 · Amount on Record
Deed SaleJun 18, 2013 · Amount on Record
Prior SaleOct 17, 2005 · Amount on Record
Deed Book / Page26279 / 367
Prior Transfer DateSep 11, 2012
Prior Transfer Doc0252340462
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$717,400 (+4.41%) Land $442,300 Building $275,100$717,400 (-) Land $442,300 Building $275,100
2025$9,862.00 (+4.17%)$687,100 (+9.67%)$717,400 (+14.51%) Land $442,300 Building $275,100
2024$9,467.00 (+38.39%)
2023$6,841.00$626,500 Land $419,300 Building $207,200$626,500 Land $419,300 Building $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 policies
Nearby Flood Policies265 in force
Nearby Flood Claims76 (1978–2024)
Claims Outside the SFHA24 of 76
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harbor Rd

Nearby Streets

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