1310 Grady Ln, Hickory, NC 28602 Property Records

Catawba County property record for 1310 Grady Ln, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,199 sqft · built 1994
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Feb 2007)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3710-09-25-3724`

Property Details

APN / Parcel Number

Primary APN	`3710-09-25-3724`
Alternative APN	`0600420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	1,449 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	148 ft deep x 115 ft wide
Terrain	Rolling
Patio Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1310 GRADY LN
City	HICKORY
State	NC
Zip	28602-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 40 40 PL 33-156 MELROSE PL PL 33-156
Legal Subdivision	MELROSE PLACE
Legal Lot Number	40
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2024
Census Tract	11102

Owner

1310 Grady Ln is owned by two individuals who bought it in February 2007.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 HORSE ROCK RD, HICKORY, NC 28602-8963
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2007 · Amount on File
Deed Sale	Feb 14, 2007 · Amount on File
Prior Sale	Sep 28, 2004 · Amount on File
Deed Document Number	20073990
Deed Book / Page	2814 / 1929
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1310 GRADY LN, HICKORY, NC 28602-8903
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039880646
Date	Dec 16, 2025
Book Page	3988/646
Instrument	24780

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1310 GRADY LN, HICKORY, NC 28602-8903
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037230008
Date	Feb 10, 2022
Book Page	3723/8
Instrument	3044

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1310 Grady Ln was $1,114, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,500 (-) Land $14,600 Building $264,900
2025	$1,114.00 (-17.6%)	$279,500 Land $14,600 Building $264,900
2024	$1,352.00 (+2.66%)
2023	$1,317.00	$279,500 Land $14,600 Building $264,900	$279,500 Land $14,600 Building $264,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 Grady Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 Grady Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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