1305 Grady Ln, Hickory, NC 28602 Property Records

Catawba County property record for 1305 Grady Ln, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1994
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$111,000 (Dec 1994)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3710-09-25-2922`

Property Details

APN / Parcel Number

Primary APN	`3710-09-25-2922`
Alternative APN	`0600410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	2,790 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	175 ft deep x 103 ft wide
Terrain	Rolling
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1305 GRADY LN
City	HICKORY
State	NC
Zip	28602-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 31 PLAT 33-156
Legal Subdivision	MELROSE PLACE
Legal Lot Number	31
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2024
Census Tract	11102

Owner

1305 Grady Ln is owned and occupied by two individuals who acquired it in September 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 GRADY LN, HICKORY, NC 28602-8903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Sep 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 8, 2018	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1994 · Amount on File
Deed Sale	Dec 1, 1994 · Amount on File
Deed Book / Page	1911 / 947
Last Transfer Date	Sep 19, 2022
Transfer Doc	0037701371
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Sep 22, 2022
Property Address	1305 GRADY LN, HICKORY, NC 28602-8903
Document Number	0037701371
Book / Page	3770 / 1371
Map Reference	MB 33 PG 156
Instrument Date	Sep 19, 2022
Instrument	20799
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1305 GRADY LN, HICKORY, NC 28602-8903

Mortgage

Document Number	0000020800
Date	Sep 22, 2022
Instrument	20800

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Sep 22, 2022
Property Address	1305 GRADY LN, HICKORY, NC 28602-8903
Document Number	0037701371
Book / Page	3770 / 1371
Map Reference	MB 33 PG 156
Instrument Date	Sep 19, 2022
Instrument	20799
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1305 GRADY LN, HICKORY, NC 28602-8903

Mortgage

Document Number	0000020800
Date	Sep 22, 2022
Instrument	20800

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Property Address	1305 GRADY LN, HICKORY, NC 28602-8903
Document Number	0034690641
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 GRADY LN HICKORY NC 286028903, HICKORY, NC 28602-8903

Mortgage

Document Number	0034690641
Date	Aug 27, 2018
Book Page	003469/000641
Instrument	14522

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Grady Ln was $1,092, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,100 (-) Land $16,300 Building $257,800
2025	$1,092.00 (-17.65%)	$274,100 Land $16,300 Building $257,800
2024	$1,326.00 (+2.63%)
2023	$1,292.00	$274,100 Land $16,300 Building $257,800	$274,100 Land $16,300 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Grady Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Grady Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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