1310 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1310 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,478 sqft · built 1995
Lot Size	0.212 acres (9,217 sqft)
Owner	2 Individual Names on File
Last Sale	$145,850 (May 1995)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-559`

Property Details

APN / Parcel Number

Primary APN	`304-22-559`
Alternative APN	`304225595`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	2,478 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,217 sqft (0.212 acres)
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1310 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA MCR 374-19
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	VAL VISTA
Legal Lot Number	382
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	422511

Owner

1310 E Palo Verde St is owned and occupied by two individuals who acquired it in June 2015.

Source: Maricopa County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 E PALO VERDE ST, GILBERT, AZ 85296-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Feb 26, 2020	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage DESERT SCHOOLS FCU
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 1995 · Amount on File
Deed Sale	May 31, 1995 · Amount on File
Deed Document Number	1995308803
Last Transfer Date	Jun 23, 2015
Transfer Doc	0000450145
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 16, 2026
Property Address	1310 E PALO VERDE ST, GILBERT, AZ 85296-1318
Document Number	0000361138
Instrument Date	May 22, 2026
Instrument	2026361138
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E PALO VERDE ST, GILBERT, AZ 85296-1318

Mortgage

Document Number	0000361138,
Date	Jun 16, 2026
Instrument	2026361138

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1310 E PALO VERDE ST, GILBERT, AZ 85296-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000967726
Date	Dec 2, 2019
Instrument	20190967726

Lender

Name	UMB BANK NA
Type	Bank
Address	GILBERT, AZ 85234

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1310 E PALO VERDE ST, GILBERT, AZ 85296-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160627
Date	Feb 26, 2020
Instrument	20200160627

Lender

Name	UMB BANK NA
Type	Bank
Address	GILBERT, AZ 85234

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1310 E PALO VERDE ST, GILBERT, AZ 85296-1318
Document Number	0000558239
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1310 E PALO VERDE ST GILBERT AZ 852961318, GILBERT, AZ 85296-1318

Mortgage

Document Number	0000558239
Date	Jul 31, 2017
Instrument	558239

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2032

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1310 E PALO VERDE ST, GILBERT, AZ 85296-1318
Document Number	0000320134
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1310 E PALO VERDE ST GILBERT AZ 852961318, GILBERT, AZ 85296-1318

Mortgage

Document Number	0000320134
Date	May 3, 2017
Instrument	320134

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 2, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1310 E Palo Verde St was $2,479.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,700 (+76.66%)	$577,000 (+5.45%) Land $115,400 Building $461,600
2025	$2,479.00	$32,661 (-43.6%)	$547,200 (-5.51%) Land $109,400 Building $437,800
2024		$57,910	$579,100 Land $115,800 Building $463,300
2023	$2,401.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1310 E Palo Verde St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 E Palo Verde St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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