1310 Crystal Beach Rd, Earleville, MD 21919 Property Records

Cecil County property record for 1310 Crystal Beach Rd, Earleville, MD 21919

Property Summary

Property Type	Rural Home
Details	2 ba · 3,210 sqft · built 2024
Lot Size	140 acres (6,103,453 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Jun 2008)
Tax Bill	$7,760 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-004441`

Property Details

APN / Parcel Number

Primary APN	`01-004441`
Alternative APNs	`1004441` `004441`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,210 sqft Total Area
Basement Area	200 sqft
Unfinished Basement	88 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,103,453 sqft (140 acres)

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	364 sqft
Shed	1 Shed
Shed Area	3,200 sqft
Greenhouse	3,136 sqft
Milk House	5,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004441
Street Address	1310 CRYSTAL BEACH RD
City	EARLEVILLE
State	MD
Zip	21919-2120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SAR
Legal Description	140.1158 ACRES 1310 CRYSTAL BEACH RD W OF EARLEVILLE
Legal Subdivision	MINOR SUB 2180
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	3
Census Block	3000
Census Tract	30100

Owner

1310 Crystal Beach Rd, a rural home, is owned and occupied by two individuals who bought it in June 2008.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage HORIZON FARM CREDIT ACA
Apr 25, 2023	Deed of Trust, Mortgage HORIZON FARM CREDIT ACA
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2008 · Amount on File
Deed Sale	Jun 23, 2008 · Amount on File
Prior Sale	Jun 30, 1999 · Amount on File
Deed Document Number	2008277964
Deed Book / Page	2521 / 83
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1310 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2120
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2120

Mortgage

Document Number	0054470445
Date	Apr 3, 2024
Book Page	5447/445

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MECHANICSBURG, PA 17050

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1310 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2120
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053180253
Date	Apr 25, 2023
Book Page	5318/253

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1310 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2120
Document Number	0042810189
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042810189
Date	Aug 8, 2018
Book Page	004281/000189

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1310 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2120
Document Number	0042810197
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 CRYSTAL BEACH RD EARLEVILLE MD 219192120, EARLEVILLE, MD 21919-2120

Mortgage

Document Number	0042810197
Date	Aug 8, 2018
Book Page	004281/000197

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1310 Crystal Beach Rd was $7,760 with a homeowner's exemption, up 2.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,760.00 (+2.19%) Homeowner's exemption	$710,100	$731,700 Land $129,000 Building $602,700
2025	$7,594.00 Homeowner's exemption
2023	$4,179.00 Homeowner's exemption	$436,667	$443,000 Land $129,000 Building $314,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1310 Crystal Beach Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	21 (1979–2024)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 Crystal Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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