1291 Crystal Beach Rd, Earleville, MD 21919 Property Records

Cecil County property record for 1291 Crystal Beach Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1989
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (May 1989)
Tax Bill	$2,116 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-058649`

Property Details

APN / Parcel Number

Primary APN	`01-058649`
Alternative APNs	`1058649` `058649`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Deck Area	112 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	058649
Street Address	1291 CRYSTAL BEACH RD
City	EARLEVILLE
State	MD
Zip	21919-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 - 1.5064 ACRE 1291 CRYSTAL BEACH ROAD EARLEVILLE
Legal Subdivision	EARLEVILLE
Legal Lot Number	4
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	1
Census Block	1034
Census Tract	30100

Owner

1291 Crystal Beach Rd is owned and occupied by two individuals who bought it in May 1989.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1291 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 1989 · Amount on File
Deed Sale	May 31, 1989 · Amount on File
Prior Sale	Oct 14, 1987 · Amount on File
Deed Book / Page	271 / 949
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1291 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2100
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057140201
Date	Dec 18, 2025
Book Page	5714/201

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1291 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2100
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2100

Mortgage

Document Number	0053000321
Date	Mar 6, 2023
Book Page	5300/321

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1291 Crystal Beach Rd was $2,116 with a homeowner's exemption, up 3.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,116.00 (+3.22%) Homeowner's exemption	$198,867 (+6.56%)	$211,100 (-) Land $89,700 Building $121,400
2025	$2,050.00 Homeowner's exemption	$186,633	$211,100 Land $89,700 Building $121,400
2023	$1,286.00 Homeowner's exemption	$174,400 Land $89,700 Building $84,700	$174,400 Land $89,700 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1291 Crystal Beach Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1291 Crystal Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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