131 Watering Pl, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 131 Watering Pl, Templeton, CA 93465

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,775 sqft · built 2007
Lot Size	0.044 acres (1,906 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Jun 2026)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-214-004`

Property Details

APN / Parcel Number

Primary APN	`040-214-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,775 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	1,906 sqft (0.044 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	131 WATERING PL
City	TEMPLETON
State	CA
Zip	93465-5134
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RSF
Legal Description	TR 2348 LT 4
Legal Subdivision	TRACT 2348
Legal Tract	2348
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4005
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	131 WATERING PL, TEMPLETON, CA 93465-5134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Aug 14, 2020	Grant Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Mar 29, 2017	Grant Deed, Transfer · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	202617807
Prior Transfer Date	Aug 23, 2010
Prior Transfer Doc	0000040881
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 5, 2026
Property Address	131 WATERING PL, TEMPLETON, CA 93465-5134
Document Number	0000017807
Instrument Date	May 22, 2026
Instrument	202617807
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WATERING PL, TEMPLETON, CA 93465-5134

Mortgage

Document Number	0000017808,
Date	Jun 5, 2026
Instrument	202617808

Lender

Name	CENTRAL COAST LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 14, 2020
Property Address	131 WATERING PL, TEMPLETON, CA 93465-5134
Document Number	0000042824
Map Reference	DOC 2011057051
Instrument Date	Jul 14, 2020
Instrument	2020042824
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WATERING PL, TEMPLETON, CA 93465-5134

Mortgage

Document Number	0000042825
Date	Aug 14, 2020
Instrument	2020042825

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 29, 2017
Property Address	131 WATERING PL, TEMPLETON, CA 93465-5134
Document Number	0000013594
Instrument Date	Feb 27, 2017
Instrument	13594
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WATERING PL TEMPLETON CA 934655134, TEMPLETON, CA 93465-5134

Mortgage

Document Number	13595
Date	Mar 29, 2017
Instrument	13595

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,311 (+2%) Land $220,814 Building $270,497
2025	$5,774.00 (+6.93%)	$481,679 (+4.04%) Land $216,485 Building $265,194
2024	$5,400.00 (+2.16%)
2023	$5,286.00 (+1.83%)	$462,978 Land $208,080 Building $254,898
2022	$5,191.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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