131 W 1st St, Duluth, MN 55802 Property Records

St. Louis County property record for 131 W 1st St, Duluth, MN 55802

Property Summary

Property Type	Commercial
Details	42,000 sqft · built 1908
Lot Size	0.161 acres (7,022 sqft)
Owner	Company Name on File
Last Sale	$1,250,000 (Aug 2023)
Tax Bill	$40,146 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0940-00290`

Property Details

APN / Parcel Number

Primary APN	`010-0940-00290`
Alternative APNs	`1153046` `938146`

Interior

Stories	6 Stories
Building Area	42,000 sqft Gross Area
1st Floor Area	15,100 sqft
Basement Area	7,000 sqft
Unfinished Basement	7,000 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Lot Area	7,022 sqft (0.161 acres)
Garage Area	7,000 sqft
Storage Building	228 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1153046
Street Address	131 W 1ST ST
City	DULUTH
State	MN
Zip	55802-2065
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SOUTHERLY 74.39 FEET OF WESTERLY .51 FEET OFLOT 23 AND ALL OF LOTS 25, 27, 29 AND 31 SERIAL #
Legal Subdivision	DULUTH PROPER 1ST DIV WEST 1ST
Legal Lot Number	31
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Duluth Commercial Historic District (additional Documentation) listed 2006 · 86 contributing resources · NRIS 06000455

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

131 W 1st St, a commercial property, is owned by a company that bought it in August 2023.

Source: St. Louis County records, as of August 20, 2026

Owner of Record	Company Name on File
Mailing Address	1675 GREELEY ST S, 101, STILLWATER, MN 55082-6000
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · SBA Mortgage TWIN CITIES-METRO CERTIFIED DEVELOPMENT
Feb 16, 2024	Deed of Trust, Mortgage · SBA Mortgage TWIN CITIES METRO CERTIFIED DEVELOPMENT
Aug 17, 2023	Re-recorded Document · Commercial Mortgage MIDWESTONE BANK
Aug 15, 2023	Warranty Deed, Transfer · Commercial Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Aug 15, 2023 · Amount on File
Deed Document Number	20231472211
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	131 W 1ST ST, DULUTH, MN 55802-2065
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001483194
Date	Feb 16, 2024
Instrument	1483194

Lender

Name	TWIN CITIES-METRO CERTIFIED DEVELOPMENT
Type	Non-Lending Institution
Address	SAINT PAUL, MN 55110

Agreement

Type	SBA Mortgage
Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	131 W 1ST ST, DULUTH, MN 55802-2065
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001077000
Date	Feb 16, 2024
Instrument	1077000

Lender

Name	TWIN CITIES METRO CERTIFIED DEVELOPMENT
Type	Non-Lending Institution
Address	SAINT PAUL, MN 55110

Agreement

Type	SBA Mortgage
Amount	Amount on Record

August 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2023
Property Address	131 W 1ST ST, DULUTH, MN 55802-2065
Document Number	0001472211
Instrument Date	Jun 28, 2023
Instrument	1472211
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 GREELEY ST S STE 101, 101, STILLWATER, MN 55082-6000

Mortgage

Document Number	0001472214
Date	Aug 17, 2023
Instrument	1472214

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 1, 2024

Mortgage

Document Number	0001472212
Date	Aug 17, 2023
Instrument	1472212

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 15, 2023
Property Address	131 W 1ST ST, DULUTH, MN 55802-2065
Document Number	0001071220
Instrument Date	Jun 28, 2023
Instrument	1071220
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 GREELEY ST S STE 101, 101, STILLWATER, MN 55082-6000

Mortgage

Document Number	0001071223
Date	Aug 15, 2023
Instrument	1071223

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 1, 2024

Mortgage

Document Number	0001071221
Date	Aug 15, 2023
Instrument	1071221

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 131 W 1st St was $40,146.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,146.00
2025		$1,320,900 (+6.04%) Land $370,300 Building $950,600	$1,320,900 (+6.04%) Land $370,300 Building $950,600
2024	$39,262.00 (-49.96%)	$1,245,700 Land $353,400 Building $892,300	$1,245,700 Land $353,400 Building $892,300
2023	$78,462.00
2022		$1,185,000 (-47.16%) Land $336,600 Building $848,400	$1,185,000 (-47.16%) Land $336,600 Building $848,400
2021		$2,242,800 Land $336,600 Building $1,906,200	$2,242,800 Land $336,600 Building $1,906,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 W 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 131 W 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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