109 W 1st St, Duluth, MN 55802 Property Records

St. Louis County property record for 109 W 1st St, Duluth, MN 55802

Property Summary

Property Type	Apartments (5+ Units)
Details	2,500 sqft · built 1888
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Feb 2022)
Tax Bill	$9,418 (2026)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0940-00220`

Property Details

APN / Parcel Number

Primary APN	`010-0940-00220`
Alternative APN	`1125575`

Interior

Stories	2 Stories
Building Area	2,500 sqft Gross Area
1st Floor Area	2,500 sqft
Basement Area	3,750 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	2,750 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1125575
Street Address	109 W 1ST ST
City	DULUTH
State	MN
Zip	55802-2092
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C4
Legal Description	LOT 21 SERIAL #
Legal Subdivision	DULUTH PROPER 1ST DIV WEST 1ST
Legal Lot Number	21
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Duluth Commercial Historic District (additional Documentation) listed 2006 · 86 contributing resources · NRIS 06000455

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 W 1st St, a residential property, is owned by a company that bought it in February 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	4108 N 79TH AVE W, DULUTH, MN 55810-1149
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Quit Claim Deed, Transfer NOT AVAILABLE, ST LOUIS TITLE
Feb 2, 2022	Warranty Deed, Transfer · Commercial Mortgage NORTHEAST ENTERPRENEUR FUND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Feb 2, 2022 · Amount on File
Deed Document Number	20221436727
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0001436726
Record Updated	Sep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 2, 2022
Property Address	109 W 1ST ST, DULUTH, MN 55802-2092
Document Number	0001436726
Instrument Date	Jan 28, 2022
Instrument	1436726
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 N 79TH AVE W, DULUTH, MN 55810-1149

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 2, 2022
Property Address	109 W 1ST ST, DULUTH, MN 55802-2092
Document Number	0001436727
Instrument Date	Jan 28, 2022
Instrument	1436727
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 N 79TH AVE W, DULUTH, MN 55810-1149

Mortgage

Document Number	0001436728
Date	Feb 2, 2022
Instrument	1436728

Lender

Name	NORTHEAST ENTERPRENEUR FUND INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 109 W 1st St was $9,418, up 13.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,418.00 (+13.12%)
2025	$8,326.00 (-1.49%)	$566,700 (+18.09%) Land $138,600 Building $428,100	$566,700 (+18.09%) Land $138,600 Building $428,100
2024	$8,452.00	$479,900 Land $128,000 Building $351,900	$479,900 Land $128,000 Building $351,900
2022		$464,600 Land $110,700 Building $353,900	$464,600 Land $110,700 Building $353,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 W 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 W 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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