131 Springbrook Trl S, Oswego, IL 60543 Property Records

Kendall County property record for 131 Springbrook Trl S, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,672 sqft · built 2005
Lot Size0.038 acres (1,636 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Jul 2022)
Tax Bill$5,672 (2024)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-458-044

Property Details

APN / Parcel Number

Primary APN03-03-458-044

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,112 sqft
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area1,636 sqft (0.038 acres)
Lot Dimensions73 ft deep x 22 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address131 SPRINGBROOK TRL S
CityOSWEGO
StateIL
Zip60543-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 211 SPRINGBROOK AT FARMINGTON LAKES UNIT 3 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number211
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1000
Census Tract890103

Owner

Source: Kendall County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address131 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Deed Document Number202211618
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJul 8, 2022
Property Address131 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
Document Number0000011618
Map ReferenceDOC 2004001299
Instrument DateMay 20, 2022
Instrument202200011618
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyNORTH AMERICAN TTL INS CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 SPRINGBROOK TRL S, 131, OSWEGO, IL 60543-4016

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016

Mortgage

Document Number0000011619
DateJul 8, 2022
Instrument202200011619
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate5.87%

Mortgage

Document Number0000011620
DateJul 8, 2022
Instrument202200011620
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,900 (+36.59%) Land $14,421 Building $70,479$254,700 (+36.59%) Land $43,263 Building $211,437
2024$5,672.00
2022$62,159 Land $10,558 Building $51,601$186,477 Land $31,674 Building $154,803

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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