Kendall County property record for 129 Springbrook Trl S, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,472 sqft · built 2005 |
| Lot Size | 0.038 acres (1,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (May 2022) |
| Tax Bill | $6,187 (2024) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-458-045 |
| Primary APN | 03-03-458-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 1,472 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 1,638 sqft (0.038 acres) |
| Lot Dimensions | 73 ft deep x 22 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 129 SPRINGBROOK TRL S |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 210 SPRINGBROOK AT FARMINGTON LAKES UNIT 3 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 210 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 890103 |
129 Springbrook Trl S is owned and occupied by an individual who bought it in May 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Oct 18, 2017 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Oct 18, 2017 · Amount on File |
| Deed Document Number | 20227992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 5, 2022 |
| Property Address | 129 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000007992 |
| Map Reference | DOC 200400001299 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 202200007992 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1890 MERCER PKWY APT 8202, 1890, FARMERS BRANCH, TX 75234-1413 |
| Name | Verified Name |
|---|---|
| Address | 129 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000007993 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 202200007993 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 129 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000016974 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 202100016974 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 18, 2017 |
| Property Address | 129 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000016608 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 16608 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | NEAR NORTH NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 CENTER ST CRYSTAL LAKE IL 600144347, CRYSTAL LAKE, IL 60014-4347 |
| Document Number | 16609 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 16609 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2047 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,343 (+11%) Land $14,421 Building $70,922 | $256,029 (+11%) Land $43,263 Building $212,766 | |
| 2024 | $6,187.00 | $76,886 Land $12,992 Building $63,894 | $230,658 Land $38,976 Building $191,682 |
| 2022 | $62,483 Land $10,558 Building $51,925 | $187,449 Land $31,674 Building $155,775 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 129 Springbrook Trl S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 129 Springbrook Trl S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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