Baldwin County property record for 131 Sandy Ford Rd, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,555 sqft · built 2012 |
| Lot Size | 0.412 acres (17,935 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $619,000 (Sep 2018) |
| Tax Bill | $4,038 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-33-0-000-002.090 |
| Primary APN | 43-08-33-0-000-002.090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,555 sqft Heated Area |
| 1st Floor Area | 2,921 sqft |
| Upper Floors Area | 634 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,935 sqft (0.412 acres) |
| Lot Dimensions | 158 ft deep x 113 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 350874 |
|---|---|
| Street Address | 131 SANDY FORD RD |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 113.3' X 158.3' IRR LOT 95 SANDY FORD SUB PHASE III SLIDE 2195 B-C LYING IN THE CITY OF FAIRHOPE SW1/4 SEC 33-T5S-R2E (WD/SUR |
| Legal Subdivision | SANDY FORD SUB PH III |
| Legal Phase | 3 |
| Legal Block | PH 3 |
| Legal Lot Number | 95 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 10709 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 131 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Sep 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Feb 15, 2012 |
| Deed Document Number | 20181719358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 131 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 131 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Document Number | 0002083876 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2083876 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | TUSCALOOSA, AL 35401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 131 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001908111 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 1908111 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 131 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001786965 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 1786965 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 12, 2018 |
| Property Address | 131 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Document Number | 0001719358 |
| Map Reference | SL2195B&2195C |
| Instrument Date | Sep 10, 2018 |
| Instrument | 1719358 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 131 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Document Number | 0001719359 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 1719359 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,038.00 (+17.28%) | $88,780 (+17.06%) Land $10,080 Building $78,700 | $887,600 (+17.05%) Land $100,700 Building $786,900 |
| 2023 | $3,443.00 (+22.57%) Homeowner's exemption | $75,840 (+22.2%) | $758,300 (+22.21%) Land $69,100 Building $689,200 |
| 2022 | $2,809.00 (+8.67%) Homeowner's exemption | $62,060 | $620,500 Land $76,700 Building $543,800 |
| 2021 | $2,585.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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