Baldwin County property record for 118 Sandy Ford Rd, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,373 sqft · built 2003 |
| Lot Size | 0.571 acres (24,883 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Sep 2016) |
| Tax Bill | $3,701 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-33-0-000-002.076 |
| Primary APN | 43-08-33-0-000-002.076 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,373 sqft Heated Area |
| 1st Floor Area | 2,210 sqft |
| Upper Floors Area | 1,163 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,883 sqft (0.571 acres) |
| Lot Dimensions | 216 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 332927 |
|---|---|
| Street Address | 118 SANDY FORD RD |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115.2' X 216' IRR LOT 67 SANDY FORD SUB PHASE TWO SLIDE 2113-F IN THE CITY OF FAIRHOPE SEC 33-T5S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | SANDY FORD SUB PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 67 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 10709 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 SANDY FORD RD, FAIRHOPE, AL 36532-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit TYNDALL FCU |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on Record |
| Deed Sale | Sep 19, 2016 · Amount on Record |
| Deed Document Number | 20161593874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 118 SANDY FORD RD, FAIRHOPE, AL 36532-3444 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002077791 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2077791 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 118 SANDY FORD RD, FAIRHOPE, AL 36532-3444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001889077 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 1889077 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,701.00 (+0.87%) Homeowner's exemption | ||
| 2025 | $3,669.00 (+18.66%) | $80,760 (+18.42%) Land $14,400 Building $66,360 | $807,400 (+18.42%) Land $143,900 Building $663,500 |
| 2023 | $3,092.00 (+15.72%) Homeowner's exemption | $68,200 (+15.44%) | $681,800 (+15.42%) Land $98,700 Building $583,100 |
| 2022 | $2,672.00 (+8.22%) Homeowner's exemption | $59,080 | $590,700 Land $109,200 Building $481,500 |
| 2021 | $2,469.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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