Cleveland County property record for 131 Sam Smith Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1991 |
| Lot Size | 2.68 acres (116,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Dec 2025) |
| Tax Bill | $1,200 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45647 |
| Primary APN | 45647 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 116,875 sqft (2.68 acres) |
| Garage Type | Carport |
| Garage Area | 221 sqft |
| Carport | Carport |
| Carport Area | 221 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1356484 |
|---|---|
| Street Address | 131 SAM SMITH RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-7804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | 33 GREYFIELD PH4 PB18-58 |
| Legal Subdivision | GREYFIELD |
| Legal Block | 1 |
| Legal Lot Number | 128 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 950601 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 133 MALLARD DR, GROVER, NC 28073-9734 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Mar 14, 2025 · Amount on Record |
| Deed Document Number | 2025200122769 |
| Deed Book / Page | 1963 / 2424 |
| Prior Transfer Date | May 16, 2023 |
| Prior Transfer Doc | 0018982056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 131 SAM SMITH RD, KINGS MOUNTAIN, NC 28086-7804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 133 MALLARD DR, GROVER, NC 28073-9734 |
| Investor | Possibly a Property Investor |
| Document Number | 0019632427 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 1963/2427 |
| Instrument | 200122770 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 19, 2023 |
| Property Address | 131 SAM SMITH RD, KINGS MOUNTAIN, NC 28086-7804 |
| Document Number | 0018982059 |
| Book / Page | 1898 / 2059 |
| Map Reference | MB 18 PG 58 |
| Instrument Date | May 18, 2023 |
| Instrument | 200087486 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | PLM TITLE, LM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 JORDAN AVENUE, RADFORD, VA 24141 |
| Name | Verified Name |
|---|
| Document Number | 0018982062 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 1898/2062 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 19, 2023 |
| Property Address | 131 SAM SMITH RD, KINGS MOUNTAIN, NC 28086-7804 |
| Document Number | 0018982056 |
| Book / Page | 1898 / 2056 |
| Map Reference | MB 18 PG 58 |
| Instrument Date | May 16, 2023 |
| Instrument | 200087485 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3002 W DEBBY DRIVE, SHELBY, NC 28152 |
| Name | Verified Name |
|---|---|
| Address | 302 W DEBBY DR, SHELBY, NC 28152-7066 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,200.00 (+6.57%) | $177,400 (-) Land $24,651 Building $152,749 | $177,400 (-) Land $24,651 Building $152,749 |
| 2025 | $1,126.00 | $177,400 (+81.68%) Land $24,651 Building $152,749 | $177,400 (+81.68%) Land $24,651 Building $152,749 |
| 2023 | $97,643 Land $18,957 Building $78,686 | $97,643 Land $18,957 Building $78,686 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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