108 Sam Smith Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 108 Sam Smith Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	2,245 sqft · built 1991
Lot Size	2.71 acres (118,483 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Jun 2007)
Tax Bill	$1,784 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44497`

Property Details

APN / Parcel Number

Primary APN	`44497`
Alternative APN	`1339686`

Interior

Stories	1 Story
Building Area	2,245 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	118,483 sqft (2.71 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	240 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339686
Street Address	108 SAM SMITH RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#31PB18-30 GREYFIELD
Legal Subdivision	GREYFIELD
Legal Block	1
Legal Lot Number	120
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3032
Census Tract	950601

Owner

108 Sam Smith Rd is owned and occupied by an individual who acquired it in May 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SAM SMITH RD, KINGS MOUNTAIN, NC 28086-7804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2007 · Amount on File
Deed Sale	Jun 14, 2007 · Amount on File
Deed Document Number	200793230
Deed Book / Page	1524 / 836
Last Transfer Date	May 10, 2021
Transfer Doc	0018401375
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	May 10, 2021
Property Address	108 SAM SMITH RD, KINGS MOUNTAIN, NC 28086-7804
Document Number	0018401375
Book / Page	1840 / 1375
Map Reference	MB 18 PG 30
Instrument Date	Feb 26, 2021
Instrument	200054916
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SAM SMITH RD, KINGS MOUNTAIN, NC 28086-7804

Mortgage

Document Number	18401380
Date	May 10, 2021
Instrument	1840/1380

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 108 Sam Smith Rd was $1,784, up 4.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,784.00 (+4.14%)	$269,820 (-) Land $23,690 Building $246,130	$269,820 (-) Land $23,690 Building $246,130
2025	$1,713.00	$269,820 Land $23,690 Building $246,130	$269,820 Land $23,690 Building $246,130
2023		$221,679 Land $18,138 Building $203,541	$221,679 Land $18,138 Building $203,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Sam Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Sam Smith Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20