Middlesex County and Reading Town property record for 131 Salem St, Reading, MA 01867
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 2,548 sqft · built 1900 |
| Lot Size | 0.224 acres (9,771 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Mar 2010) |
| Tax Bill | $9,318 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0000-0228.0 |
| Primary APN | READ M:022.0-0000-0228.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 4,702 sqft |
| Basement Area | 1,839 sqft |
| Unfinished Basement | 938 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,771 sqft (0.224 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 780000000420 |
|---|---|
| Street Address | 131 SALEM ST |
| City | READING |
| State | MA |
| Zip | 01867-2615 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 SALEM ST, READING, MA 01867-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Feb 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MASS BAY CU |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MASS BAY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2010 · Amount on Record |
| Deed Sale | Mar 30, 2010 · Amount on Record |
| Deed Document Number | 201050337 |
| Deed Book / Page | 54472 / 359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SALEM ST, READING, MA 01867-2615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079924-274 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 79924/274 |
| Instrument | 50135 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SALEM ST, READING, MA 01867-2615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76519-35 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 76519/35 |
| Instrument | 246852 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SALEM ST, READING, MA 01867-2615 |
| Document Number | 70705-381 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 70705-381 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 070705/000381 |
| Instrument | 30838 |
| Name | MASS BAY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 5, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SALEM ST, READING, MA 01867-2615 |
| Document Number | 69234-267 |
| Book / Page | 069234 / 000267 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 69234-267 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 069234/000267 |
| Instrument | 65829 |
| Name | MASS BAY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 3, 2042 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,318.00 (+1.89%) | $850,200 (+5.89%) Land $404,500 Building $445,200 | $841,418 |
| 2025 | $9,145.00 (-0.88%) | $802,900 (+1.99%) Land $382,000 Building $420,900 | |
| 2024 | $9,226.00 (+4.34%) | $787,200 (+12.09%) Land $374,500 Building $412,700 | |
| 2023 | $8,842.00 | $702,300 Land $334,100 Building $368,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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