Middlesex County and Reading Town property record for 123 Salem St, Reading, MA 01867
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,876 sqft · built 1920 |
| Lot Size | 0.18 acres (7,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Oct 2011) |
| Tax Bill | $8,807 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0000-0126.0 |
| Primary APN | READ M:022.0-0000-0126.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 4,214 sqft |
| Basement Area | 1,106 sqft |
| Unfinished Basement | 1,106 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,850 sqft (0.18 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 770000000040 |
|---|---|
| Street Address | 123 SALEM ST |
| City | READING |
| State | MA |
| Zip | 01867-2612 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 334400 |
123 Salem St, a duplex, is owned and occupied by two individuals who acquired it in August 2025.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 SALEM ST, READING, MA 01867-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Sep 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2011 · Amount on File |
| Deed Sale | Oct 20, 2011 · Amount on File |
| Prior Sale | Apr 21, 2010 · Amount on File |
| Deed Document Number | 201118 |
| Deed Book / Page | 57680 / 346 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0084625-79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 7, 2026 |
| Property Address | 123 SALEM ST, READING, MA 01867-2612 |
| Document Number | 0000082885 |
| Book / Page | 85841 / 273 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202682885 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 123 SALEM ST, READING, MA 01867-2612 |
| Document Number | 0000082885, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 85841/273 |
| Instrument | 202682885 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 17, 2025 |
| Property Address | 123 SALEM ST, READING, MA 01867-2612 |
| Document Number | 0084625-79 |
| Book / Page | 84625 / 79 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 112650 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
The 2026 property tax bill for 123 Salem St was $8,807, up 1.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,807.00 (+1.87%) | $803,600 (+5.88%) Land $398,400 Building $403,400 | $728,696 |
| 2025 | $8,645.00 (-0.88%) | $759,000 (+1.99%) Land $376,200 Building $382,800 | |
| 2024 | $8,722.00 (+4.33%) | $744,200 (+12.08%) Land $368,900 Building $375,300 | |
| 2023 | $8,360.00 | $664,000 Land $329,000 Building $335,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Salem St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Salem St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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