Cocke County property record for 131 Roy Rd, Cosby, TN 37722
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,270 sqft · built 1996 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $645 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 015102K A 01900 |
| Primary APN | 015102K A 01900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 247 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 131 ROY RD |
|---|---|
| City | COSBY |
| State | TN |
| Zip | 37722-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: X02 |
| Legal Subdivision | COSBY VALLEY |
| Legal Lot Number | 24 100 |
| Jurisdiction | COCKE TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 920502 |
The current owner of 131 Roy Rd acquired it in February 1997.
Source: Cocke County records, as of January 30, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 131 ROY RD, COSBY, TN 37722-2814 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 21, 1997 |
| Transfer Doc | 0003480099 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 131 Roy Rd was $645, down 11.2% from the year before.
Source: Cocke County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cocke County |
| Unified School District | Cocke County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 (-11.16%) | $43,000 (+51.68%) Land $7,650 Building $35,350 | $172,000 Land $30,600 Building $141,400 |
| 2024 | $726.00 | $28,350 (-) Land $6,050 Building $22,300 | |
| 2023 | $726.00 (-0.14%) | $28,350 (-) Land $6,050 Building $22,300 | |
| 2022 | $727.00 | $28,350 Land $6,050 Building $22,300 | $113,400 Land $24,200 Building $89,200 |
| 2020 | $113,400 Land $24,200 Building $89,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Roy Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1996–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Oct 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Roy Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 89% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Newport Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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