119 Roy Rd, Cosby, TN 37722 Property Records

Cocke County property record for 119 Roy Rd, Cosby, TN 37722

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1972
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,700 (Nov 2019)
Tax Bill	$771 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`015102K A 02200`

Property Details

APN / Parcel Number

Primary APN	`015102K A 02200`
Alternative APN	`102K A 02200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	223 ft deep x 200 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	119 ROY RD
City	COSBY
State	TN
Zip	37722-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: X02
Legal Subdivision	COSBY VALLEY
Legal Lot Number	27,28
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3066
Census Tract	920502

Owner

Source: Cocke County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 ROY RD, COSBY, TN 37722-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE STATE BANK
Apr 21, 2022	Warranty Deed, Transfer PROFESSIONAL TITLE
Feb 3, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 4, 2019	Grant Deed, Transfer CONCORD TITLE
Jun 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	201924410
Deed Book / Page	1517 / 14
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	119 ROY RD, COSBY, TN 37722-2814
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016060379
Date	Nov 9, 2022
Book Page	1606/379
Instrument	22005530

Lender

Name	TENNESSEE STATE BANK
Type	Bank
Address	PIGEON FORGE, TN 37868

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 2, 2032

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Apr 21, 2022
Property Address	119 ROY RD, COSBY, TN 37722-2814
Document Number	0015890116
Book / Page	1589 / 116
Map Reference	MB 2 PG 96
Instrument Date	Apr 15, 2022
Instrument	22002101
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	119 ROY RD, COSBY, TN 37722-2814

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCKE TN
Recording Date	Feb 3, 2022
Property Address	119 ROY RD, COSBY, TN 37722-2814
Document Number	0015820584
Book / Page	1582 / 584
Map Reference	MB 2 PG 96
Instrument Date	Jan 24, 2022
Instrument	22000629
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 HAVEN DR, GREER, SC 29651-5759
Investor	Possibly a Property Investor

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COCKE TN
Recording Date	Nov 4, 2019
Property Address	119 ROY RD, COSBY, TN 37722-2814
Document Number	151714
Book / Page	001517 / 000014
Instrument Date	Oct 22, 2019
Instrument	24410
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Tax	$250.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ROY RD COSBY TN 377222814, COSBY, TN 37722-2814

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COCKE TN
Recording Date	Jun 25, 2019
Property Address	119 ROY RD, COSBY, TN 37722-2814
Document Number	1508346
Book / Page	001508 / 000346
Instrument Date	Jun 20, 2019
Instrument	22421
Transaction Type	Foreclosure
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$149.53
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (+37.68%)	$51,450 (+135.2%) Land $9,850 Building $41,600	$205,800 (+135.2%) Land $39,400 Building $166,400
2024	$560.00	$21,875 (-) Land $4,675 Building $17,200
2023	$560.00 (-0.18%)	$21,875 (-) Land $4,675 Building $17,200
2022	$561.00	$21,875 Land $4,675 Building $17,200	$87,500 (-) Land $18,700 Building $68,800
2020			$87,500 Land $18,700 Building $68,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1996–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Oct 2024 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 89% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

119 Roy Rd, Cosby, TN 37722 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Roy Rd

Nearby Streets

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