131 Ridgeway Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 131 Ridgeway Rd, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	2,666 sqft · built 1978
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,846 (Aug 2017)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028360-23-3`

Property Details

APN / Parcel Number

Primary APN	`028360-23-3`
Alternative APNs	`0831000015000 60319589` `083-10-00-015.000` `028176223`

Interior

Stories	1 Story
Building Area	2,666 sqft Living Area
Basement Area	2,666 sqft
Finished Basement	2,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Fiber Cement Siding
Lot Area	48,352 sqft (1.11 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	131 RIDGEWAY RD
City	GAFFNEY
State	SC
Zip	29340-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	131 RIDGEWAY RD LT#7 FM BRANDI HAMRICK NKA STRICKLIN $5L&A PLAT 13D 402
Legal Subdivision	COLLEGE PARK SUBDIVISION
Legal Tract	2
Legal Lot Number	7
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3029
Census Tract	970601

Owner

Source: Cherokee County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 RIDGEWAY RD, GAFFNEY, SC 29340-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	20174042
Deed Book / Page	96 / 2133
Prior Transfer Date	Aug 18, 2017
Prior Transfer Doc	0000962133
Record Updated	Sep 20, 2026

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 21, 2017
Property Address	131 RIDGEWAY RD # 7, 7, GAFFNEY, SC 29340-3615
Document Number	0000962133
Book / Page	000096 / 002133
Instrument Date	Aug 14, 2017
Instrument	4042
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RIDGEWAY RD GAFFNEY SC 293403615, GAFFNEY, SC 29340-3615

Mortgage

Document Number	962135
Date	Aug 21, 2017
Book Page	000096/002135
Instrument	4043

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+10.9%)	$9,800 (-) Land $630 Building $9,170	$244,900 (-) Land $15,600 Building $229,300
2023	$1,624.00	$9,800 Land $630 Building $9,170	$244,900 Land $15,600 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20