116 Ridgeway Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 116 Ridgeway Rd, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,811 sqft · built 1913
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$179,000 (Oct 2020)
Tax Bill$1,336 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN026552-23-3

Property Details

APN / Parcel Number

Primary APN026552-23-3
Alternative APNs
  • 0831400010001 00583989
  • 083-14-00-010.001
  • 026407223

Interior

Stories1 Story
Building Area1,811 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Exterior MaterialBrick Veneer
Lot Area43,560 sqft (1 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Location & Zoning

Old Parcel Number0831400010001 00583989
Street Address116 RIDGEWAY RD
CityGAFFNEY
StateSC
Zip29340-3616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal Description116 RIDGEWAY RD LT#9 RIDGEWAY RD LOT = 1/007 ACRES PER NEW PLAT FM HARTMAN/ELLIOTT $179000
Legal SubdivisionCOLLEGE PARK SUB
Legal Tract2
Legal Lot Number9
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group3
Census Block3030
Census Tract970601

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 RIDGEWAY RD, GAFFNEY, SC 29340-3616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Grant Deed, Transfer · FHA Mortgage
MOVEMENT MTG
Jun 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST PIEDMONT FED'L S&L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Prior SaleJan 31, 2006
Deed Document Number0001271251
Deed Book / Page127 / 1251
Record UpdatedJun 8, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateOct 9, 2020
Property Address116 RIDGEWAY RD # 9, 9, GAFFNEY, SC 29340-3616
Document Number0001271251
Book / Page000127 / 001251
Instrument DateOct 9, 2020
Instrument5491
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 RIDGEWAY RD GAFFNEY SC 293403616, GAFFNEY, SC 29340-3616

Mortgage

Document Number1271253
DateOct 9, 2020
Book Page000127/001253
Instrument5492
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 8, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address116 RIDGEWAY RD # 9, 9, GAFFNEY, SC 29340-3616
Document Number0000950563
Book / Page000095 / 000563
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedJul 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 RIDGEWAY RD GAFFNEY SC 293403616, GAFFNEY, SC 29340-3616

Mortgage

Document Number0000950563
DateJun 20, 2017
Book Page000095/000563
Instrument3011
Lender
NameFIRST PIEDMONT FED'L S&L
TypeFederal Savings Bank
AddressGAFFNEY, SC 29341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 19, 2037

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,336.00 (+10.96%) Homeowner's exemption$7,270 (-) Land $600 Building $6,670$181,800 (-) Land $15,000 Building $166,800
2023$1,204.00$7,270 Land $600 Building $6,670$181,800 Land $15,000 Building $166,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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