Ellis County property record for 131 Ridgeway Dr, Red Oak, TX 75154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 1986 |
| Lot Size | 0.598 acres (26,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,694 (Feb 2024) |
| Tax Bill | $5,533 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R153794 |
| Primary APN | R153794 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| Gross Area | 2,428 sqft |
| 1st Floor Area | 1,826 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,049 sqft (0.598 acres) |
| Lot Dimensions | 210 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 136 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 131 RIDGEWAY DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLK 4 RIDGE CREST EST #1 .598 AC |
| Legal Subdivision | RIDGE CREST EST #1 |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 60207 |
Source: Ellis County records · APN R153794
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 RIDGEWAY DR, RED OAK, TX 75154-5125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Feb 21, 2024 | Vendor's Lien, Transfer · VA Mortgage THE MORTGAGE LINK INC |
| Feb 10, 2020 | Warranty Deed, Transfer COWBOY BK/TX |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on Record |
| Deed Sale | Feb 21, 2024 · Amount on Record |
| Prior Sale | Feb 10, 2020 · Amount on Record |
| Deed Document Number | 20244989 |
| Prior Transfer Date | Feb 07, 2020 |
| Prior Transfer Doc | 0000004324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 131 RIDGEWAY DR, RED OAK, TX 75154-5125 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 131 RIDGEWAY DR, RED OAK, TX 75154-5125 |
| Document Number | 0002538651 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2538651 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Feb 21, 2024 |
| Property Address | 131 RIDGEWAY DR, RED OAK, TX 75154-5125 |
| Document Number | 0002404989 |
| Map Reference | CAB B SL 120-122 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2404989 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 RIDGEWAY DR, RED OAK, TX 75154-5125 |
| Document Number | 0002404990 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2404990 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Feb 10, 2020 |
| Property Address | 131 RIDGEWAY DR, RED OAK, TX 75154-5125 |
| Document Number | 0000004324 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 4324 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 131 RIDGEWAY DR RED OAK TX 751545125, RED OAK, TX 75154-5125 |
| Document Number | 4325 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 4325 |
| Name | COWBOY BK/TX |
|---|---|
| Type | Bank |
| Address | MAYPEARL, TX 76064 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 09, 2050 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,394 (-2.49%) Land $95,000 Building $280,394 | $375,394 (-2.49%) Land $95,000 Building $280,394 | |
| 2025 | $5,533.00 (+69.57%) | $384,966 (+15.49%) Land $95,000 Building $289,966 | $384,966 (+15.49%) Land $95,000 Building $289,966 |
| 2024 | $3,263.00 (+13.89%) | ||
| 2023 | $2,865.00 (+112.07%) Homeowner's exemption | $333,340 Land $75,000 Building $258,340 | $333,340 Land $75,000 Building $258,340 |
| 2018 | $1,351.00 |
Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 7 of 7 on primary residences |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022, rainfall accumulation |
| Wildfire Risk | Low above 35% of the US · above 11% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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