Ellis County property record for 130 Ridgeway Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,021 sqft · built 1986 |
| Lot Size | 0.598 acres (26,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,000 (Apr 2018) |
| Tax Bill | $2,744 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R153869 |
| Primary APN | R153869 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,021 sqft Living Area |
| Gross Area | 2,456 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,049 sqft (0.598 acres) |
| Lot Depth | 210 ft Depth |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 656 sqft |
| Storage Building | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 130 RIDGEWAY DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 5 RIDGE CREST EST #1 .598 AC |
| Legal Subdivision | RIDGE CREST EST #1 |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60207 |
Source: Ellis County records · APN R153869
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 RIDGEWAY DR, RED OAK, TX 75154-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 13, 2020 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Apr 09, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGES USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2018 · Amount on Record |
| Deed Sale | Apr 09, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2014 · Amount on Record |
| Deed Document Number | 20189707 |
| Prior Transfer Date | Apr 04, 2018 |
| Prior Transfer Doc | 0000009707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 130 RIDGEWAY DR, RED OAK, TX 75154-5126 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1130 RIDGEWAY DR, RED OAK, TX 75154 |
| Document Number | 0002300327 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 2300327 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Apr 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 130 RIDGEWAY DR, RED OAK, TX 75154-5126 |
| Document Number | 0000005383 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 130 RIDGEWAY DR RED OAK TX 751545126, RED OAK, TX 75154-5126 |
| Document Number | 0000005383 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 5383 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 09, 2018 |
| Property Address | 130 RIDGEWAY DR, RED OAK, TX 75154-5126 |
| Document Number | 0000009707 |
| Instrument Date | Apr 04, 2018 |
| Instrument | 9707 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 RIDGEWAY DR RED OAK TX 751545126, RED OAK, TX 75154-5126 |
| Document Number | 9708 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 9708 |
| Name | MORTGAGES USA |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75244 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2048 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,474 (+2.01%) Land $95,000 Building $206,474 | $301,474 (-1.79%) Land $95,000 Building $206,474 | |
| 2025 | $2,744.00 (-3.75%) Homeowner's exemption | $295,529 (-3.22%) Land $95,000 Building $211,978 | $306,978 (+0.52%) Land $95,000 Building $211,978 |
| 2024 | $2,851.00 (+14.5%) | ||
| 2023 | $2,490.00 (-28.96%) Homeowner's exemption | $305,377 Land $75,000 Building $230,377 | $305,377 Land $75,000 Building $230,377 |
| 2018 | $3,505.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| JAB Wireless Fiber | 1,000 / 200 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 183 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROCKETT SUD serves 46,614 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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