131 Ridge Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 131 Ridge Ln, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,360 sqft · built 1990
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Apr 2011)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9566854878`

Property Details

APN / Parcel Number

Primary APN	`9566854878`
Alternative APN	`1017416`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	4,360 sqft Heated Area
1st Floor Area	2,726 sqft
Basement Area	2,017 sqft
Finished Basement	1,634 sqft
Unfinished Basement	383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	92,783 sqft (2.13 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	396 sqft
Deck Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1017416
Street Address	131 RIDGE LN
City	FLAT ROCK
State	NC
Zip	28731-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1017416~R-
Legal Description	#42 KENMURE SEC D PH II PHII SED
Legal Subdivision	PHASE II OF KENMURE
Legal Phase	2
Legal Block	85
Legal Lot Number	4878
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2005
Census Tract	931500

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	131 RIDGE LN, FLAT ROCK, NC 28731-8716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2011 · Amount on Record
Deed Sale	Apr 20, 2011 · Amount on Record
Deed Book / Page	1458 / 688
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Aug 26, 2022
Property Address	131 RIDGE LN, FLAT ROCK, NC 28731-8716
Document Number	0039550358
Book / Page	3955 / 358
Map Reference	CAB A SL 274
Instrument Date	Aug 26, 2022
Instrument	985532
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RIDGE LN, 131, FLAT ROCK, NC 28731-8716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	131 RIDGE LN, FLAT ROCK, NC 28731-8716

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$914,000 (-) Land $148,600 Building $765,400
2025	$3,939.00
2023		$914,000 Land $148,600 Building $765,400	$914,000 Land $148,600 Building $765,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20