Henderson County property record for 124 Ridge Ln, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,887 sqft · built 1999 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $650,000 (May 2019) |
| Tax Bill | $4,063 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566854335 |
| Primary APN | 9566854335 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,887 sqft Heated Area |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 1,950 sqft |
| Finished Basement | 1,833 sqft |
| Unfinished Basement | 117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 484 sqft |
| Deck Area | 16 sqft |
| Balcony Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9931411 |
|---|---|
| Street Address | 124 RIDGE LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9931411~R- |
| Legal Description | KENMURE LO51 PHII SED PLA-46A |
| Legal Phase | 2 |
| Legal Block | 85 |
| Legal Lot Number | 4335 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 931500 |
124 Ridge Ln is held in a trust since November 2021.
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3982 NW 7TH PL, DEERFIELD BEACH, FL 33442-7320 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Dec 15, 2021 | Intrafamily Transfer, Transfer |
| May 8, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on File |
| Deed Sale | May 8, 2019 · Amount on File |
| Prior Sale | Jul 15, 2010 |
| Deed Book / Page | 3331 / 260 |
| Last Transfer Date | Nov 16, 2021 |
| Transfer Doc | 0038380032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 15, 2021 |
| Property Address | 124 RIDGE LN, FLAT ROCK, NC 28731-9795 |
| Document Number | 0038380032 |
| Book / Page | 3838 / 32 |
| Map Reference | CAB A SL 46A |
| Instrument Date | Nov 16, 2021 |
| Instrument | 969626 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3982 NW 7TH PL, DEERFIELD BEACH, FL 33442-7320 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 8, 2019 |
| Property Address | 124 RIDGE LN, FLAT ROCK, NC 28731-9795 |
| Document Number | 0033310260 |
| Book / Page | 003331 / 000260 |
| Instrument Date | May 7, 2019 |
| Instrument | 903111 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 RIDGE LN FLAT ROCK NC 287319795, FLAT ROCK, NC 28731-9795 |
The 2025 property tax bill for 124 Ridge Ln was $4,063.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $942,900 (-) Land $112,200 Building $830,700 | ||
| 2025 | $4,063.00 | $942,900 Land $112,200 Building $830,700 | |
| 2023 | $942,900 Land $112,200 Building $830,700 | $942,900 Land $112,200 Building $830,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Ridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Ridge Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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