131 Ram Cat Rd, Confluence, PA 15424 Property Records

Fayette County property record for 131 Ram Cat Rd, Confluence, PA 15424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1991
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Tax Bill	$3,041 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-0054-01`

Property Details

APN / Parcel Number

Primary APN	`16-05-0054-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	46,609 sqft (1.07 acres)
Terrain	Below Road/Slope
Deck Area	80 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	131 RAM CAT RD
City	CONFLUENCE
State	PA
Zip	15424-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.07 AC R1
Legal Subdivision	HENRY CLAY TOWNSHIP
Jurisdiction	FAYETTE PA
Township / Civil Division	HENRY CLAY
Census Block Group	1
Census Block	1073
Census Tract	262702

Owner

131 Ram Cat Rd is owned and occupied by an individual who acquired it in October 2020.

Source: Fayette County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	131 RAM CAT RD, CONFLUENCE, PA 15424-1919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 9, 2020	Intrafamily Transfer, Transfer
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1968
Deed Sale	Jan 1, 1968
Deed Book / Page	1758 / 125
Last Transfer Date	Oct 9, 2020
Transfer Doc	003451/972
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	131 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	0003622/27
Date	Oct 10, 2025
Book Page	3622/27
Instrument	202500009439

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE PA
Recording Date	Oct 9, 2020
Property Address	131 RAM CAT RD, CONFLUENCE, PA 15424-1919
Document Number	003451/972
Book / Page	3451 / 972
Map Reference	VOL 1758 PG 125
Instrument Date	Oct 9, 2020
Instrument	202000009923
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RAM CAT RD, CONFLUENCE, PA 15424-1919

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	131 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	May 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3369/0822
Date	Apr 18, 2018
Book Page	3369/0822
Instrument	201800003827

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Apr 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 131 Ram Cat Rd was $3,041, up 107% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Henry Clay Township
Unified School District	Uniontown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,041.00 (+107.01%)	$53,865 (-) Land $12,085 Building $41,780
2025	$1,469.00 (+11.8%)	$53,865 (-) Land $12,085 Building $41,780
2024	$1,314.00	$53,865 (-) Land $12,085 Building $41,780
2023		$53,865 Land $12,085 Building $41,780
2022	$2,629.00
2003			$107,730 Land $24,170 Building $83,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Ram Cat Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1981–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Ram Cat Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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